Health Insurance

Apia Silver Hospital

Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Apia Health Insurance logo

Apia Health Insurance

Apia Silver Hospital

$111.31

Back, neck and spine covered

Heart and vascular covered

Emergency ambulance covered

Rehabilitation covered

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Pricing & Value
Monthly premium from
$100.66
Excess
$500 – $750
Hospital tier
Silver
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 8 weeks free

Get 8 weeks free when you take out a combined Hospital and Extras cover by 28 May 2026. Available to eligible, new members. Offer fulfilled in month 3 of membership. The offer commences at 12:00am (AEDT) on 1 April 2026 and closes at 11:59pm (AEST) on 28 May 2026. Only available to new members who are Australian citizens, permanent residents of Australia, or those entitled to full reciprocal rights under Medicare, registered for Medicare and listed on an active Medicare card, and who join an eligible combined Apia Health Insurance Hospital & Extras policy by 11:59pm (AEST) on 28 May 2026. Not available to existing health insurance policy holders with nib Health Insurance, nib Overseas Students Health Insurance, nib International Workers Health Insurance, nib Corporate Private Health Insurance, GU Health Insurance, AAMI Health Insurance, Apia Health Insurance, Suncorp Health Insurance, ING Health Insurance, Real Health Insurance, Seniors Health Insurance, Qantas Health Insurance, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period. The offer is fulfilled by adjusting the 'paid to' date on the qualifying policy to reflect a reduction off the premium payable for an amount equating 8 weeks (56 days) of the annual premium. The eligible member must maintain the eligible product until the fulfilment date for the policy purchase period.

Ending 28 May 2026

Hospital Cover

28 covered9 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

Apia Health Insurance logo

Apia Health Insurance

Apia Silver Hospital

$111.31

Back, neck and spine covered

Heart and vascular covered

Emergency ambulance covered

Rehabilitation covered

Excess

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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