Health Insurance

Budget Extras

Compare 80 Navy Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Navy Health logo

Navy Health

Budget Extras

$50.42

Emergency and non-emergency ambulance covered

100% back on optical lenses

Dental general included

Physiotherapy included

Non-PBS prescriptions included

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$50.42
Excess
$0
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + Extras waiting periods waived

Sign up for Navy Health Hospital and Extras cover between 1 April 2026 and 30 April 2026 and you’ll get 6 weeks free and 2 & 6 month waiting periods waived on Extras. Use promo code APRIL26. Conditions apply. This promotion is only available to new members joining Navy Health. Full terms and conditions are available on the linked offer page.

Ending 30 Apr 2026

Hospital Cover

Extras Cover

11 covered16 not covered
General Dental
$500/person2 mo
Periodic Exam: $28Scale & Clean: $50Fluoride: $15.6
Major Dental
$500/person1 yr
Extraction: $102
Endodontic
-
Orthodontic
-
Optical
$170/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$200/person2 mo
1st visit: $18Next visit: $18
Chinese Herbal Medicine
$200/person2 mo
1st visit: $18Next visit: $18
Chiropractic
$300/person2 mo
1st visit: $30Next visit: $22
Exercise Physiology
$200/person2 mo
1st visit: $18Next visit: $18
Osteopathy
$300/person2 mo
1st visit: $30Next visit: $22
Physiotherapy
$300/person2 mo
1st visit: $37Next visit: $27
Remedial Massage
$200/person2 mo
1st visit: $18Next visit: $18
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $50
Glucose Monitor
-
Health Management
-
Vaccinations
-
Navy Health logo

Navy Health

Budget Extras

$50.42

Emergency and non-emergency ambulance covered

100% back on optical lenses

Dental general included

Physiotherapy included

Non-PBS prescriptions included

Excess

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