Health Insurance

Saver Bronze+ Hospital & Extras 65

Compare 80 Navy Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Navy Health logo

Navy Health

Saver Bronze+ Hospital & Extras 65

$127.37

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

65% back on non-PBS prescriptions

Excess

Why this cover

Member guide

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$127.37
Excess
$500
Hospital tier
BronzePlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + Extras waiting periods waived

Sign up for Navy Health Hospital and Extras cover between 1 April 2026 and 30 April 2026 and you’ll get 6 weeks free and 2 & 6 month waiting periods waived on Extras. Use promo code APRIL26. Conditions apply. This promotion is only available to new members joining Navy Health. Full terms and conditions are available on the linked offer page.

Ending 30 Apr 2026

Hospital Cover

25 covered11 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

13 covered14 not covered
Endodontic
$600/person1 yr
Root Canal Therapy: 65% back
General Dental
$600/person2 mo
Periodic Exam: 65% backScale & Clean: 65% backFluoride: 65% back
Major Dental
$600/person1 yr
Extraction: 65% backFull Crown (Veneered): 65% back
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: 65% backMulti-Focal Lenses: 65% back
Orthoptics
-
Acupuncture
$200/person2 mo
1st visit: 65% backNext visit: 65% back
Chinese Herbal Medicine
$200/person2 mo
1st visit: 65% backNext visit: 65% back
Chiropractic
$300/person2 mo
1st visit: 65% backNext visit: 65% back
Exercise Physiology
$200/person2 mo
1st visit: 65% backNext visit: 65% back
Osteopathy
$300/person2 mo
1st visit: 65% backNext visit: 65% back
Physiotherapy
$300/person2 mo
1st visit: 65% backNext visit: 65% back
Remedial Massage
$200/person2 mo
1st visit: 65% backNext visit: 65% back
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: 65% back
Vaccinations
$200/person2 mo
Vaccination: 65% back
Glucose Monitor
-
Health Management
-
Navy Health logo

Navy Health

Saver Bronze+ Hospital & Extras 65

$127.37

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

65% back on non-PBS prescriptions

Excess

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