Health Insurance

Core Silver+ Hospital & Healthy Living Extras

Compare 80 Navy Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Navy Health logo

Navy Health

Core Silver+ Hospital & Healthy Living Extras

$362.86

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Optical included

100% back on hearing aids

70% back on orthodontics

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$362.86
Excess
$500
Hospital tier
SilverPlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + Extras waiting periods waived

Sign up for Navy Health Hospital and Extras cover between 1 April 2026 and 30 April 2026 and you’ll get 6 weeks free and 2 & 6 month waiting periods waived on Extras. Use promo code APRIL26. Conditions apply. This promotion is only available to new members joining Navy Health. Full terms and conditions are available on the linked offer page.

Ending 30 Apr 2026

Hospital Cover

31 covered6 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

25 covered2 not covered
Endodontic
$1,500/person1 yr
Root Canal Therapy: $129
General Dental
Unlimited2 mo
Periodic Exam: $42Scale & Clean: $68Fluoride: $21
Major Dental
$1,500/person1 yr
Extraction: $135Full Crown (Veneered): $619
Orthodontic
$2,000/person1 yr
Braces (Upper & Lower): 70% back
Optical
$260/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$300/person2 mo
1st visit: $60Next visit: $35
Acupuncture
$320/person2 mo
1st visit: $32Next visit: $32
Chinese Herbal Medicine
$320/person2 mo
1st visit: $32Next visit: $32
Chiropractic
$550/person2 mo
1st visit: $48Next visit: $35
Exercise Physiology
$320/person2 mo
1st visit: $32Next visit: $32
Occupational Therapy
$400/person2 mo
1st visit: $45Next visit: $33
Osteopathy
$550/person2 mo
1st visit: $48Next visit: $35
Physiotherapy
$600/person2 mo
1st visit: $55Next visit: $42
Psychology
$400/person2 mo
1st visit: $90Next visit: $70
Remedial Massage
$320/person2 mo
1st visit: $32Next visit: $32
Speech Therapy
$300/person2 mo
1st visit: $90Next visit: $40
Audiology
$300/person2 mo
1st visit: $60Next visit: $40
Dietetics
$300/person2 mo
1st visit: $60Next visit: $40
Hearing Aids
$900/person1 yr
Hearing Aid: 100% back
Home Nursing
$1,000/person2 mo
1st visit: $60Next visit: $60
Orthotics
$200/person2 mo
Orthotics: 85% back
Podiatry
$300/person2 mo
1st visit: $45Next visit: $35
Antenatal/Postnatal
-
Glucose Monitor
$400/person6 mo
Glucose Monitor: 85% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: $120
Vaccinations
$500/person2 mo
Vaccination: $120
Health Management
-
Navy Health logo

Navy Health

Core Silver+ Hospital & Healthy Living Extras

$362.86

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Optical included

100% back on hearing aids

70% back on orthodontics

Excess

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