Health Insurance

Saver Bronze+ Hospital & Premium Extras

Compare 80 Navy Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Navy Health logo

Navy Health

Saver Bronze+ Hospital & Premium Extras

$206.91

Emergency and non-emergency ambulance covered

100% back on optical lenses

100% back on hearing aids

80% back on orthodontics

Dental, physio and chiropractic included

Excess

Why this cover

Member guide

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$206.91
Excess
$500
Hospital tier
BronzePlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + Extras waiting periods waived

Sign up for Navy Health Hospital and Extras cover between 1 April 2026 and 30 April 2026 and you’ll get 6 weeks free and 2 & 6 month waiting periods waived on Extras. Use promo code APRIL26. Conditions apply. This promotion is only available to new members joining Navy Health. Full terms and conditions are available on the linked offer page.

Ending 30 Apr 2026

Hospital Cover

25 covered11 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

25 covered2 not covered
Endodontic
$2,000/policy1 yr
Root Canal Therapy: $161.3
General Dental
Unlimited2 mo
Periodic Exam: $47.5Scale & Clean: $84.5Fluoride: $26.3
Major Dental
$2,000/policy1 yr
Extraction: $168.8Full Crown (Veneered): $773.8
Orthodontic
$2,500/policy1 yr
Braces (Upper & Lower): 80% back
Optical
$350/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/policy2 mo
1st visit: $70Next visit: $55
Acupuncture
$550/policy2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$550/policy2 mo
1st visit: $38Next visit: $38
Chiropractic
$750/policy2 mo
1st visit: $60Next visit: $41
Exercise Physiology
$550/policy2 mo
1st visit: $38Next visit: $38
Occupational Therapy
$500/policy2 mo
1st visit: $60Next visit: $40
Osteopathy
$750/policy2 mo
1st visit: $60Next visit: $41
Physiotherapy
$850/policy2 mo
1st visit: $67Next visit: $52
Psychology
$600/policy2 mo
1st visit: $110Next visit: $80
Remedial Massage
$550/policy2 mo
1st visit: $38Next visit: $38
Speech Therapy
$500/policy2 mo
1st visit: $110Next visit: $55
Audiology
$500/policy2 mo
1st visit: $70Next visit: $55
Dietetics
$500/policy2 mo
1st visit: $80Next visit: $55
Hearing Aids
$1,300/policy1 yr
Hearing Aid: 100% back
Home Nursing
$1,000/policy2 mo
1st visit: $60Next visit: $60
Orthotics
$300/policy2 mo
Orthotics: 85% back
Podiatry
$500/policy2 mo
1st visit: $57Next visit: $44
Antenatal/Postnatal
-
Glucose Monitor
$700/policy6 mo
Glucose Monitor: 85% back
Non-PBS Pharmaceuticals
$600/policy2 mo
Prescription: $120
Vaccinations
$600/policy2 mo
Vaccination: $120
Health Management
-
Navy Health logo

Navy Health

Saver Bronze+ Hospital & Premium Extras

$206.91

Emergency and non-emergency ambulance covered

100% back on optical lenses

100% back on hearing aids

80% back on orthodontics

Dental, physio and chiropractic included

Excess

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