Health Insurance

Silver Plus Advanced Hospital and Base Set Extras (with Optical)

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AIA Health Insurance logo

AIA Health Insurance

Silver Plus Advanced Hospital and Base Set Extras (with Optical)

$453.23

Joint replacements covered

Back, neck and spine covered

Emergency ambulance covered

Optical included

Dental included

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$423.01
Excess
$500 – $750
Hospital tier
SilverPlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

11 covered16 not covered
General Dental
$400/person2 mo
Periodic Exam: $29Scale & Clean: $50Fluoride: $22
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$100/person6 mo
Single Vision Lenses: 100% back
Orthoptics
-
Acupuncture
$300/person2 mo
1st visit: $30Next visit: $20
Chiropractic
$300/person2 mo
1st visit: $35Next visit: $25
Exercise Physiology
$300/person2 mo
1st visit: $40Next visit: $30
Osteopathy
$300/person2 mo
1st visit: $40Next visit: $30
Physiotherapy
$300/person2 mo
1st visit: $40Next visit: $30
Psychology
$100/person2 mo
1st visit: $50Next visit: $25
Remedial Massage
$300/person2 mo
1st visit: $30Next visit: $20
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$100/person2 mo
Initial Consult: $40
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$100/person2 mo
Health Management: $50
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
AIA Health Insurance logo

AIA Health Insurance

Silver Plus Advanced Hospital and Base Set Extras (with Optical)

$453.23

Joint replacements covered

Back, neck and spine covered

Emergency ambulance covered

Optical included

Dental included

Excess

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