Health Insurance

Silver Plus Hospital and Better 60% Back Extras

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AIA Health Insurance logo

AIA Health Insurance

Silver Plus Hospital and Better 60% Back Extras

$449.45

Emergency ambulance covered

Back, neck and spine covered

Optical 100% back on lenses

60% back on dental extras

60% back on physio

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$449.45
Excess
$750
Hospital tier
SilverPlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

29 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

21 covered6 not covered
Endodontic
$800/person1 yr
Root Canal Therapy: 60% back
General Dental
$800/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$800/person1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
$600/person1 yr
Braces (Upper & Lower): 60% back
Optical
$250/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$400/person2 mo
Initial Consult: 60% back
Osteopathy
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Audiology
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Dietetics
$200/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
$300/person1 yr
Hearing Aid: 60% back
Orthotics
$250/person1 yr
Orthotics: 60% back
Podiatry
$200/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Home Nursing
-
Glucose Monitor
$250/person1 yr
Glucose Monitor: 60% back
Health Management
$100/person2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$100/person2 mo
Prescription: $40
Vaccinations
$100/person2 mo
Vaccination: $40
AIA Health Insurance logo

AIA Health Insurance

Silver Plus Hospital and Better 60% Back Extras

$449.45

Emergency ambulance covered

Back, neck and spine covered

Optical 100% back on lenses

60% back on dental extras

60% back on physio

Excess

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