Health Insurance

Base 55% Back Extras Only

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AIA Health Insurance logo

AIA Health Insurance

Base 55% Back Extras Only

$46.00

55% back on general dental

100% back on optical lenses

55% back on physio

55% back on psychology

55% back on remedial massage

Excess

Extras claim back

55%

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$46.00
Excess
$0
smile.com.au benefit
55% back
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

Extras Cover

11 covered16 not covered
smile.com.au Advantage100% back on up to two dental check-ups per year at a smile.com.au dentist
General Dental
$500/policy2 mo
Periodic Exam: 55% backScale & Clean: 55% backFluoride: 55% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$100/policy2 mo
1st visit: 55% backNext visit: 55% back
Chiropractic
$300/policy2 mo
1st visit: 55% backNext visit: 55% back
Exercise Physiology
$300/policy2 mo
1st visit: 55% backNext visit: 55% back
Osteopathy
$300/policy2 mo
1st visit: 55% backNext visit: 55% back
Physiotherapy
$300/policy2 mo
1st visit: 55% backNext visit: 55% back
Psychology
$150/policy2 mo
1st visit: 55% backNext visit: 55% back
Remedial Massage
$100/policy2 mo
1st visit: 55% backNext visit: 55% back
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$100/policy2 mo
1st visit: 55% backNext visit: 55% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$150/policy2 mo
Health Management: 55% back
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
AIA Health Insurance logo

AIA Health Insurance

Base 55% Back Extras Only

$46.00

55% back on general dental

100% back on optical lenses

55% back on physio

55% back on psychology

55% back on remedial massage

Excess

Extras claim back

55%

Frequently Asked Questions

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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