Health Insurance

Basic Accident Only Hospital and Good 50% Back Extras

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AIA Health Insurance logo

AIA Health Insurance

Basic Accident Only Hospital and Good 50% Back Extras

$270.10

Emergency ambulance covered

50% back on general dental

100% back on optical lenses

50% back on physio

50% back on chiropractic

Excess

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$255.87
Excess
$500 – $750
Hospital tier
Basic
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

0 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

13 covered14 not covered
Endodontic
$600/person1 yr
Root Canal Therapy: 50% back
General Dental
$750/person2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% back
Major Dental
$600/person1 yr
Extraction: 50% back
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$150/person2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$350/person2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$350/person2 mo
Initial Consult: 50% back
Osteopathy
$350/person2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$350/person2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$200/person2 mo
Initial Consult: 50% back
Remedial Massage
$150/person2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$200/person2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$200/person2 mo
Health Management: 50% back
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
AIA Health Insurance logo

AIA Health Insurance

Basic Accident Only Hospital and Good 50% Back Extras

$270.10

Emergency ambulance covered

50% back on general dental

100% back on optical lenses

50% back on physio

50% back on chiropractic

Excess

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