Health Insurance

Silver Hospital and Base 50% Back Extras

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AIA Health Insurance logo

AIA Health Insurance

Silver Hospital and Base 50% Back Extras

$251.06

Back, neck and spine covered

Emergency ambulance covered

Optical included

50% back on dental

50% back on physio

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$229.88
Excess
$500 – $750
Hospital tier
Silver
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

26 covered9 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

11 covered16 not covered
General Dental
$500/person2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$100/person2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$250/person2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$250/person2 mo
Initial Consult: 50% back
Osteopathy
$250/person2 mo
1st visit: 50% backNext visit: $50
Physiotherapy
$250/person2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$100/person2 mo
Initial Consult: 50% back
Remedial Massage
$100/person2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$100/person2 mo
Initial Consult: 50% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$100/person2 mo
Health Management: 50% back
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
AIA Health Insurance logo

AIA Health Insurance

Silver Hospital and Base 50% Back Extras

$251.06

Back, neck and spine covered

Emergency ambulance covered

Optical included

50% back on dental

50% back on physio

Excess

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