Health Insurance

My Choice Extras Core 75

Compare 748 Medibank policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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Medibank

My Choice Extras Core 75

$110.40

100% back on optical lenses

Emergency ambulance covered

Dental included

Psychology included

Vaccinations included

Excess

Why this cover

Extras Cover
  • Dental
  • Optical
  • Psychology
  • Non-PBS Pharmaceuticals
Pricing & Value
Monthly premium from
$110.40
Excess
$0
Average Service Record0.90× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Want up to 12 weeks free plus up to $300 in gift cards?

Join and maintain eligible Medibank Hospital and Extras cover and you could get 6 weeks free after your first consecutive 42 days, and another 6 weeks free in month 15. Plus, if you join Live Better and track an activity in the My Medibank app within 42 days of your cover start date you could receive 15,000 Live Better points ($150 in gift cards) for singles/single parents or 30,000 Live Better points ($300 in gift cards) for couples/families. We’ll also waive 2&6 month waiting periods on Extras. Offer ends 9 April 2026 11:59pm AET. New members only.

Ending 9 Apr 2026

Hospital Cover

Extras Cover

8 covered19 not covered
Endodontic
$450/person1 yr
Root Canal Therapy: $135.1
General Dental
$750/person2 mo
Periodic Exam: $26.5Scale & Clean: $51.2Fluoride: $16Extraction: $109.2
Major Dental
$450/person1 yr
Full Crown (Veneered): $746.8
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$200/person2 mo
1st visit: $45Next visit: $35
Psychology
$400/person
1st visit: $113.71Next visit: $94.17
Acupuncture
-
Chinese Herbal Medicine
-
Chiropractic
-
Exercise Physiology
-
Occupational Therapy
-
Osteopathy
-
Physiotherapy
-
Remedial Massage
-
Speech Therapy
-
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $31
Vaccinations
$400/person2 mo
Vaccination: 100% back
Glucose Monitor
-
Health Management
-
Medibank logo

Medibank

My Choice Extras Core 75

$110.40

100% back on optical lenses

Emergency ambulance covered

Dental included

Psychology included

Vaccinations included

Excess

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