Health Insurance

Better Health 80

Compare 748 Medibank policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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Medibank

Better Health 80

$279.60

100% back on optical lenses

80% back on dental extras

80% back on physio

80% back on chiropractic

Emergency ambulance covered

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$279.60
Excess
$0
Average Service Record0.90× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Want up to 12 weeks free plus up to $300 in gift cards?

Join and maintain eligible Medibank Hospital and Extras cover and you could get 6 weeks free after your first consecutive 42 days, and another 6 weeks free in month 15. Plus, if you join Live Better and track an activity in the My Medibank app within 42 days of your cover start date you could receive 15,000 Live Better points ($150 in gift cards) for singles/single parents or 30,000 Live Better points ($300 in gift cards) for couples/families. We’ll also waive 2&6 month waiting periods on Extras. Offer ends 9 April 2026 11:59pm AET. New members only.

Ending 9 Apr 2026

Hospital Cover

Extras Cover

23 covered4 not covered
Endodontic
$1,750/person1 yr
Root Canal Therapy: 80% back
General Dental
$1,750/person2 mo
Periodic Exam: 80% backScale & Clean: 80% backFluoride: 80% backExtraction: 80% back
Major Dental
$1,750/person1 yr
Full Crown (Veneered): 80% back
Orthodontic
$1,750/person1 yr
Braces (Upper & Lower): 80% back
Optical
$260/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: 80% backNext visit: 80% back
Acupuncture
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Chinese Herbal Medicine
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Chiropractic
$600/person2 mo
1st visit: 80% backNext visit: 80% back
Exercise Physiology
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Occupational Therapy
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Osteopathy
$600/person2 mo
1st visit: 80% backNext visit: 80% back
Physiotherapy
$600/person2 mo
1st visit: 80% backNext visit: 80% back
Psychology
$750/person
1st visit: 80% backNext visit: 80% back
Remedial Massage
$300/person2 mo
1st visit: 80% backNext visit: 80% back
Speech Therapy
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Antenatal/Postnatal
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Dietetics
$750/person2 mo
1st visit: 80% backNext visit: 80% back
Hearing Aids
$500/person36 mo
Hearing Aid: 80% back
Orthotics
$600/person2 mo
Orthotics: 80% back
Podiatry
$600/person2 mo
1st visit: 80% backNext visit: 80% back
Audiology
-
Home Nursing
-
Glucose Monitor
$500/person24 mo
Glucose Monitor: 80% back
Non-PBS Pharmaceuticals
$750/person2 mo
Prescription: 80% back
Health Management
-
Vaccinations
-
Medibank logo

Medibank

Better Health 80

$279.60

100% back on optical lenses

80% back on dental extras

80% back on physio

80% back on chiropractic

Emergency ambulance covered

Excess

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