Health Insurance

Silver Plus Grow Hospital & Premium Extras

Compare 169 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance logo

Peoplecare Health Insurance

Silver Plus Grow Hospital & Premium Extras

$992.36

Pregnancy and birth covered

Assisted reproductive covered

Back, neck and spine covered

Emergency and non-emergency ambulance covered

80% back on orthodontics

Excess

Extras claim back

80%

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$974.48
Excess
$500 – $750
smile.com.au benefit
80% back
Hospital tier
SilverPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8 weeks free

Join by 31 October 2025 and maintain eligible Peoplecare Hospital and Extras cover to receive 8 weeks free health insurance: 4 weeks free after 60 consecutive days of holding your membership cover, and 4 weeks free in month 13 of maintained cover. Offer applies to eligible combined hospital and extras cover issued by Peoplecare Health Limited between 1 September 2025 and 31 October 2025. Excludes Ambulance only products, Basic Accident Hospital Cover, Basic Plus Hospital Cover, Bronze Plus Hospital Cover, and Overseas Student Health Cover Extras. Must join via the Peoplecare website, contact centre or aggregate channels, quote promo code 8WKSFREE, and pay by direct debit, credit or BPAY. Not valid in combination with any other Peoplecare discount or promotion.

Ending 31 Oct 2025

Hospital Cover

31 covered6 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

26 covered1 not covered
smile.com.au Advantage100% back on up to two dental check-ups per year at a smile.com.au dentist
Endodontic
$1,500/person1 yr
Root Canal Therapy: 80% back
General Dental
$1,500/person2 mo
Periodic Exam: 80% backScale & Clean: 80% backFluoride: 80% backExtraction: 80% back
Major Dental
$1,500/person1 yr
Full Crown (Veneered): 80% back
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): 80% back
Optical
$300/person6 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
$600/person2 mo
1st visit: $59Next visit: $49
Acupuncture
$400/person2 mo
1st visit: $50Next visit: $50
Chinese Herbal Medicine
$400/person2 mo
1st visit: $50Next visit: $50
Chiropractic
$600/person2 mo
1st visit: $55Next visit: $55
Exercise Physiology
$600/person2 mo
1st visit: 80% backNext visit: 80% back
Occupational Therapy
$600/person2 mo
1st visit: $59Next visit: $49
Osteopathy
$600/person2 mo
1st visit: $55Next visit: $55
Physiotherapy
$600/person2 mo
1st visit: $59Next visit: $59
Psychology
$500/person2 mo
1st visit: $110Next visit: $90
Remedial Massage
$400/person2 mo
1st visit: $50Next visit: $50
Speech Therapy
$500/person2 mo
1st visit: 80% backNext visit: 80% back
Antenatal/Postnatal
$700/person2 mo
1st visit: 80% backNext visit: 80% back
Dietetics
$400/person2 mo
1st visit: $50Next visit: $50
Hearing Aids
$1,500/person24 mo
Hearing Aid: 80% back
Home Nursing
$700/person2 mo
1st visit: 80% backNext visit: 80% back
Orthotics
$700/person2 mo
Orthotics: $200
Podiatry
$500/person2 mo
1st visit: $50Next visit: $40
Audiology
-
Glucose Monitor
$700/person2 mo
Glucose Monitor: 80% back
Health Management
$250/person6 mo
Health Management: 80% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: $80
Vaccinations
$500/person2 mo
Vaccination: $80
Peoplecare Health Insurance logo

Peoplecare Health Insurance

Silver Plus Grow Hospital & Premium Extras

$992.36

Pregnancy and birth covered

Assisted reproductive covered

Back, neck and spine covered

Emergency and non-emergency ambulance covered

80% back on orthodontics

Excess

Extras claim back

80%

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