Health Insurance

Silver Plus Grow Hospital & Simple Extras

Compare 169 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance logo

Peoplecare Health Insurance

Silver Plus Grow Hospital & Simple Extras

$366.12

Pregnancy and birth covered

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Dental included

Optical included

Excess

Extras claim back

0%

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$357.17
Excess
$500 – $750
smile.com.au benefit
0% back
Hospital tier
SilverPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8 weeks free

Join by 31 October 2025 and maintain eligible Peoplecare Hospital and Extras cover to receive 8 weeks free health insurance: 4 weeks free after 60 consecutive days of holding your membership cover, and 4 weeks free in month 13 of maintained cover. Offer applies to eligible combined hospital and extras cover issued by Peoplecare Health Limited between 1 September 2025 and 31 October 2025. Excludes Ambulance only products, Basic Accident Hospital Cover, Basic Plus Hospital Cover, Bronze Plus Hospital Cover, and Overseas Student Health Cover Extras. Must join via the Peoplecare website, contact centre or aggregate channels, quote promo code 8WKSFREE, and pay by direct debit, credit or BPAY. Not valid in combination with any other Peoplecare discount or promotion.

Ending 31 Oct 2025

Hospital Cover

31 covered6 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

11 covered16 not covered
smile.com.au Advantage100% back on up to two dental check-ups per year at a smile.com.au dentist
General Dental
$500/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/policy6 mo
Single Vision Lenses: $150Multi-Focal Lenses: $150
Orthoptics
$300/policy2 mo
1st visit: $35Next visit: $25
Chiropractic
$300/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
$300/policy2 mo
1st visit: $35Next visit: $25
Osteopathy
$300/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$300/policy2 mo
1st visit: $40Next visit: $40
Acupuncture
-
Chinese Herbal Medicine
-
Psychology
-
Remedial Massage
-
Speech Therapy
-
Health Management
$100/policy6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $50
Vaccinations
$200/policy2 mo
Vaccination: $50
Glucose Monitor
-
Peoplecare Health Insurance logo

Peoplecare Health Insurance

Silver Plus Grow Hospital & Simple Extras

$366.12

Pregnancy and birth covered

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Dental included

Optical included

Excess

Extras claim back

0%

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