Health Insurance

Premium Extras

Compare 169 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance logo

Peoplecare Health Insurance

Premium Extras

$184.06

Emergency and non-emergency ambulance covered

80% back on general dental

80% back on major dental

80% back on orthodontics

Optical included

Excess

Extras claim back

80%

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$184.06
Excess
$0
smile.com.au benefit
80% back
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8 weeks free

Join by 31 October 2025 and maintain eligible Peoplecare Hospital and Extras cover to receive 8 weeks free health insurance: 4 weeks free after 60 consecutive days of holding your membership cover, and 4 weeks free in month 13 of maintained cover. Offer applies to eligible combined hospital and extras cover issued by Peoplecare Health Limited between 1 September 2025 and 31 October 2025. Excludes Ambulance only products, Basic Accident Hospital Cover, Basic Plus Hospital Cover, Bronze Plus Hospital Cover, and Overseas Student Health Cover Extras. Must join via the Peoplecare website, contact centre or aggregate channels, quote promo code 8WKSFREE, and pay by direct debit, credit or BPAY. Not valid in combination with any other Peoplecare discount or promotion.

Ending 31 Oct 2025

Hospital Cover

Extras Cover

26 covered1 not covered
smile.com.au Advantage100% back on up to two dental check-ups per year at a smile.com.au dentist
Endodontic
$1,500/policy1 yr
Root Canal Therapy: 80% back
General Dental
$1,500/policy2 mo
Periodic Exam: 80% backScale & Clean: 80% backFluoride: 80% backExtraction: 80% back
Major Dental
$1,500/policy1 yr
Full Crown (Veneered): 80% back
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): 80% back
Optical
$300/policy6 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
$600/policy2 mo
1st visit: $59Next visit: $49
Acupuncture
$400/policy2 mo
1st visit: $50Next visit: $50
Chinese Herbal Medicine
$400/policy2 mo
1st visit: $50Next visit: $50
Chiropractic
$600/policy2 mo
1st visit: $55Next visit: $55
Exercise Physiology
$600/policy2 mo
1st visit: 80% backNext visit: 80% back
Occupational Therapy
$600/policy2 mo
1st visit: $59Next visit: $49
Osteopathy
$600/policy2 mo
1st visit: $55Next visit: $55
Physiotherapy
$600/policy2 mo
1st visit: $59Next visit: $59
Psychology
$500/policy2 mo
1st visit: $110Next visit: $90
Remedial Massage
$400/policy2 mo
1st visit: $50Next visit: $50
Speech Therapy
$500/policy2 mo
1st visit: 80% backNext visit: 80% back
Antenatal/Postnatal
$700/policy2 mo
1st visit: 80% backNext visit: 80% back
Dietetics
$400/policy2 mo
1st visit: $50Next visit: $50
Hearing Aids
$1,500/policy24 mo
Hearing Aid: 80% back
Home Nursing
$700/policy2 mo
1st visit: 80% backNext visit: 80% back
Orthotics
$700/policy2 mo
Orthotics: $200
Podiatry
$500/policy2 mo
1st visit: $50Next visit: $40
Audiology
-
Glucose Monitor
$700/policy2 mo
Glucose Monitor: 80% back
Health Management
$250/policy6 mo
Health Management: 80% back
Non-PBS Pharmaceuticals
$500/policy2 mo
Prescription: $80
Vaccinations
$500/policy2 mo
Vaccination: $80
Peoplecare Health Insurance logo

Peoplecare Health Insurance

Premium Extras

$184.06

Emergency and non-emergency ambulance covered

80% back on general dental

80% back on major dental

80% back on orthodontics

Optical included

Excess

Extras claim back

80%

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