Health Insurance

Basic Plus Hospital & Flex Essentials Extras

Compare 169 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance logo

Peoplecare Health Insurance

Basic Plus Hospital & Flex Essentials Extras

$382.35

Emergency and non-emergency ambulance covered

Dental surgery covered

Gynaecology covered

Hernia and appendix covered

60% back on general dental

Excess

Why this cover

Member guide

Hospital Cover
  • Joint Reconstructions
  • Gynaecology
  • Miscarriage & Termination
  • Hernia & Appendix
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$375.14
Excess
$500 – $750
Hospital tier
BasicPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8 weeks free

Join by 31 October 2025 and maintain eligible Peoplecare Hospital and Extras cover to receive 8 weeks free health insurance: 4 weeks free after 60 consecutive days of holding your membership cover, and 4 weeks free in month 13 of maintained cover. Offer applies to eligible combined hospital and extras cover issued by Peoplecare Health Limited between 1 September 2025 and 31 October 2025. Excludes Ambulance only products, Basic Accident Hospital Cover, Basic Plus Hospital Cover, Bronze Plus Hospital Cover, and Overseas Student Health Cover Extras. Must join via the Peoplecare website, contact centre or aggregate channels, quote promo code 8WKSFREE, and pay by direct debit, credit or BPAY. Not valid in combination with any other Peoplecare discount or promotion.

Ending 31 Oct 2025

Hospital Cover

6 covered29 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

10 covered17 not covered
General Dental
$800/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: $200Multi-Focal Lenses: $200
Orthoptics
-
Acupuncture
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Dietetics
$800/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Peoplecare Health Insurance logo

Peoplecare Health Insurance

Basic Plus Hospital & Flex Essentials Extras

$382.35

Emergency and non-emergency ambulance covered

Dental surgery covered

Gynaecology covered

Hernia and appendix covered

60% back on general dental

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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