Health Insurance

Value Extras

Compare 66 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HIF logo

HIF

Value Extras

$39.45

Emergency and non-emergency ambulance covered

Optical included

Dental included

Physio included

100% back on health management

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$39.45
Excess
$0
Excellent Service Record0.61× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8W2M

Take out any eligible combined or packaged Hospital & Extras policy by Thursday 30 April 2026 and score 8 weeks free plus no 2-month wait on Extras!*

Ending 30 Apr 2026

Hospital Cover

Extras Cover

12 covered15 not covered
General Dental
$750/policy2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2Extraction: $127.05
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$100/policy2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$100/policy2 mo
1st visit: $25Next visit: $25
Chiropractic
$350/policy2 mo
1st visit: $25Next visit: $25
Exercise Physiology
$350/policy2 mo
1st visit: $20Next visit: $20
Osteopathy
$350/policy2 mo
1st visit: $25Next visit: $25
Physiotherapy
$350/policy2 mo
1st visit: $30Next visit: $30
Remedial Massage
$100/policy2 mo
1st visit: $25Next visit: $25
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Podiatry
$350/policy2 mo
1st visit: $25Next visit: $25
Antenatal/Postnatal
-
Audiology
-
Dietetics
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Health Management
$50/policy2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$350/policy2 mo
Prescription: $80
Glucose Monitor
-
Vaccinations
-
HIF logo

HIF

Value Extras

$39.45

Emergency and non-emergency ambulance covered

Optical included

Dental included

Physio included

100% back on health management

Excess

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