Health Insurance

Special Options

Compare 66 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HIF logo

HIF

Special Options

$63.90

Emergency and non-emergency ambulance covered

Optical included

100% back on single vision lenses

100% back on multifocal lenses

Physiotherapy included

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$63.90
Excess
$0
Excellent Service Record0.61× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8W2M

Take out any eligible combined or packaged Hospital & Extras policy by Thursday 30 April 2026 and score 8 weeks free plus no 2-month wait on Extras!*

Ending 30 Apr 2026

Hospital Cover

Extras Cover

15 covered12 not covered
Endodontic
$1,000/policy2 mo
Root Canal Therapy: $113.8
General Dental
$1,000/policy2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2
Major Dental
$1,000/policy1 yr
Extraction: $104.15Full Crown (Veneered): $684.65
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): $1000
Optical
$200/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$450/policy2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$450/policy2 mo
1st visit: $25Next visit: $25
Chiropractic
$450/policy2 mo
1st visit: $27.5Next visit: $27.5
Osteopathy
$450/policy2 mo
1st visit: $27.5Next visit: $27.5
Physiotherapy
$450/policy2 mo
1st visit: $35Next visit: $35
Remedial Massage
$450/policy2 mo
1st visit: $25Next visit: $25
Exercise Physiology
-
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Dietetics
$252/policy2 mo
1st visit: $36Next visit: $18
Podiatry
$450/policy2 mo
1st visit: $32Next visit: $23
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Health Management
$75/policy2 mo
Health Management: $75
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $80
Glucose Monitor
-
Vaccinations
-
HIF logo

HIF

Special Options

$63.90

Emergency and non-emergency ambulance covered

Optical included

100% back on single vision lenses

100% back on multifocal lenses

Physiotherapy included

Excess

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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