Health Insurance

Bronze Plus Simple Choice

Compare 66 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HIF logo

HIF

Bronze Plus Simple Choice

$122.80

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Optical included

100% back on single vision and multifocal lenses

60% back on dental and extras

Excess

Why this cover

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Back, Neck & Spine
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$122.80
Excess
$750
Hospital tier
BronzePlus
Excellent Service Record0.61× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8W2M

Take out any eligible combined or packaged Hospital & Extras policy by Thursday 30 April 2026 and score 8 weeks free plus no 2-month wait on Extras!*

Ending 30 Apr 2026

Hospital Cover

25 covered10 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

15 covered12 not covered
Endodontic
$600/policy1 yr
Root Canal Therapy: 60% back
General Dental
$600/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$600/policy1 yr
Full Crown (Veneered): 60% back
Orthodontic
-
Optical
$200/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
-
Speech Therapy
-
Podiatry
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Dietetics
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Health Management
$350/policy2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$350/policy2 mo
Prescription: 60% back
Glucose Monitor
-
Vaccinations
-
HIF logo

HIF

Bronze Plus Simple Choice

$122.80

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Optical included

100% back on single vision and multifocal lenses

60% back on dental and extras

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...