Health Insurance

Simple Extras

Compare 66 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HIF logo

HIF

Simple Extras

$47.60

Emergency and non-emergency ambulance covered

100% back on single vision lenses

100% back on multifocal lenses

60% back on general dental

60% back on physio

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$47.60
Excess
$0
Excellent Service Record0.61× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8W2M

Take out any eligible combined or packaged Hospital & Extras policy by Thursday 30 April 2026 and score 8 weeks free plus no 2-month wait on Extras!*

Ending 30 Apr 2026

Hospital Cover

Extras Cover

14 covered13 not covered
Endodontic
$600/policy1 yr
Root Canal Therapy: 60% back
General Dental
$600/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$600/policy1 yr
Full Crown (Veneered): 60% back
Orthodontic
-
Optical
$200/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Podiatry
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Dietetics
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Health Management
$350/policy2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$350/policy2 mo
Prescription: 60% back
Glucose Monitor
-
Vaccinations
-
HIF logo

HIF

Simple Extras

$47.60

Emergency and non-emergency ambulance covered

100% back on single vision lenses

100% back on multifocal lenses

60% back on general dental

60% back on physio

Excess

Frequently Asked Questions

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