Silver Plus Advantage & Healthy Extras
Compare 56 HCi policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCi
Silver Plus Advantage & Healthy Extras
$325.45
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $299.22
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
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Hospital Cover
30 covered6 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
26 covered1 not covered
Endodontic
$1,650/policy1 yr
Root Canal Therapy: $150
General Dental
$1,100/policy2 mo
Periodic Exam: $39Scale & Clean: $72Fluoride: $28Extraction: $130
Major Dental
$1,650/policy1 yr
Full Crown (Veneered): $600
Orthodontic
$1,650/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$240/policy6 mo
Single Vision Lenses: $240Multi-Focal Lenses: $240
Orthoptics
$1,000/policy2 mo
1st visit: $45Next visit: $45
Acupuncture
$500/policy2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $40Next visit: $40
Chiropractic
$500/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$700/policy2 mo
1st visit: $60Next visit: $60
Occupational Therapy
$1,000/policy2 mo
1st visit: $45Next visit: $45
Osteopathy
$500/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$700/policy2 mo
1st visit: $60Next visit: $60
Psychology
$250/policy2 mo
1st visit: $70Next visit: $70
Remedial Massage
$500/policy2 mo
1st visit: $40Next visit: $40
Speech Therapy
$1,000/policy2 mo
1st visit: $45Next visit: $45
Audiology
$200/policy2 mo
1st visit: $35Next visit: $35
Dietetics
$1,000/policy2 mo
1st visit: $45Next visit: $45
Hearing Aids
$1,600/policy36 mo
Hearing Aid: $800
Home Nursing
$500/policy2 mo
1st visit: $45Next visit: $45
Orthotics
$1,000/policy2 mo
Orthotics: $200
Podiatry
$1,000/policy2 mo
1st visit: $45Next visit: $45
Antenatal/Postnatal
-Glucose Monitor
$300/policy1 yr
Glucose Monitor: $300
Health Management
$300/policy2 mo
Health Management: $120
Non-PBS Pharmaceuticals
$700/policy2 mo
Prescription: $75
Vaccinations
$250/policy2 mo
Vaccination: $30
HCi
Silver Plus Advantage & Healthy Extras
$325.45
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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