Health Insurance

Silver Plus Secure Hospital - with Healthy Extras

Compare 56 HCi policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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HCi

Silver Plus Secure Hospital - with Healthy Extras

$452.51

Excess

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$397.65
Excess
$250 – $750
Hospital tier
SilverPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

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Hospital Cover

31 covered5 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

26 covered1 not covered
Endodontic
$1,650/person1 yr
Root Canal Therapy: $150
General Dental
$1,100/person2 mo
Periodic Exam: $39Scale & Clean: $72Fluoride: $28Extraction: $130
Major Dental
$1,650/person1 yr
Full Crown (Veneered): $600
Orthodontic
$1,650/person1 yr
Braces (Upper & Lower): 100% back
Optical
$240/person6 mo
Single Vision Lenses: $240Multi-Focal Lenses: $240
Orthoptics
$1,000/person2 mo
1st visit: $45Next visit: $45
Acupuncture
$500/person2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
$500/person2 mo
1st visit: $40Next visit: $40
Chiropractic
$500/person2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$700/person2 mo
1st visit: $60Next visit: $60
Occupational Therapy
$1,000/person2 mo
1st visit: $45Next visit: $45
Osteopathy
$500/person2 mo
1st visit: $40Next visit: $40
Physiotherapy
$700/person2 mo
1st visit: $60Next visit: $60
Psychology
$250/person2 mo
1st visit: $70Next visit: $70
Remedial Massage
$500/person2 mo
1st visit: $40Next visit: $40
Speech Therapy
$1,000/person2 mo
1st visit: $45Next visit: $45
Audiology
$200/person2 mo
1st visit: $35Next visit: $35
Dietetics
$1,000/person2 mo
1st visit: $45Next visit: $45
Hearing Aids
$1,600/person36 mo
Hearing Aid: $800
Home Nursing
$500/person2 mo
1st visit: $45Next visit: $45
Orthotics
$1,000/person2 mo
Orthotics: $200
Podiatry
$1,000/person2 mo
1st visit: $45Next visit: $45
Antenatal/Postnatal
-
Glucose Monitor
$300/person1 yr
Glucose Monitor: $300
Health Management
$300/person2 mo
Health Management: $120
Non-PBS Pharmaceuticals
$700/person2 mo
Prescription: $75
Vaccinations
$250/person2 mo
Vaccination: $30
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HCi

Silver Plus Secure Hospital - with Healthy Extras

$452.51

Excess

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