Silver Plus Secure & Top Extras
Compare 56 HCi policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCi
Silver Plus Secure & Top Extras
$359.83
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $320.66
- Excess
- $250 – $750
- Hospital tier
- SilverPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
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Hospital Cover
31 covered5 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
26 covered1 not covered
Endodontic
$1,650/policy1 yr
Root Canal Therapy: $180
General Dental
$1,650/policy2 mo
Periodic Exam: $45Scale & Clean: $80Fluoride: $30Extraction: $160
Major Dental
$1,650/policy1 yr
Full Crown (Veneered): $800
Orthodontic
$1,650/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$300/policy6 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
$1,000/policy2 mo
1st visit: $50Next visit: $50
Acupuncture
$500/policy2 mo
1st visit: $45Next visit: $45
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $45Next visit: $45
Chiropractic
$500/policy2 mo
1st visit: $45Next visit: $45
Exercise Physiology
$750/policy2 mo
1st visit: $70Next visit: $70
Occupational Therapy
$1,000/policy2 mo
1st visit: $50Next visit: $50
Osteopathy
$500/policy2 mo
1st visit: $45Next visit: $45
Physiotherapy
$750/policy2 mo
1st visit: $70Next visit: $70
Psychology
$300/policy2 mo
1st visit: $80Next visit: $80
Remedial Massage
$500/policy2 mo
1st visit: $45Next visit: $45
Speech Therapy
$1,000/policy2 mo
1st visit: $50Next visit: $50
Audiology
$250/policy2 mo
1st visit: $55Next visit: $55
Dietetics
$1,000/policy2 mo
1st visit: $50Next visit: $50
Hearing Aids
$2,000/policy36 mo
Hearing Aid: $1000
Home Nursing
$500/policy2 mo
1st visit: $55Next visit: $55
Orthotics
$1,000/policy2 mo
Orthotics: $250
Podiatry
$1,000/policy2 mo
1st visit: $50Next visit: $50
Antenatal/Postnatal
-Glucose Monitor
$500/policy1 yr
Glucose Monitor: $500
Health Management
$350/policy2 mo
Health Management: $200
Non-PBS Pharmaceuticals
$1,000/policy2 mo
Prescription: $100
Vaccinations
$250/policy2 mo
Vaccination: $30
HCi
Silver Plus Secure & Top Extras
$359.83
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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