TOP ADVANCED HOSPITAL GOLD & MULTICOVER
Compare 144 HCF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HCF
TOP ADVANCED HOSPITAL GOLD & MULTICOVER
$443.13
Pregnancy and birth covered
Joint replacements covered
Weight loss surgery covered
Optical included
Emergency ambulance covered
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $443.13
- Excess
- $250
- Hospital tier
- Gold
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get up to 8 weeks free
Join eligible hospital and extras cover by 20 April 2026 to get 4 weeks free after 90 days and another 4 weeks free after 12 months. Plus, 2-month waiting periods waived on extras. Offer applies to eligible members who take out combined HCF hospital and extras cover (excluding any Gold level Hospital cover, Overseas Visitors Health Cover and any partially or fully subsidised Corporate Health Cover). To be eligible, you must be an Australian resident aged 18 years or over, start your Eligible Policy during the Offer Period, not have been insured under an RT Health or HCF health insurance policy in the 2 months prior, and not have received any promotional discount on any RT Health or HCF health insurance policy within the 12 months prior to receiving the Offer. Waiting periods for extras longer than 2 months and all hospital waiting periods still apply. HCF may take up to six weeks to process each extension. Not available with any other corporate joining offer.
Ending 20 Apr 2026
Hospital Cover
Extras Cover
HCF
TOP ADVANCED HOSPITAL GOLD & MULTICOVER
$443.13
Pregnancy and birth covered
Joint replacements covered
Weight loss surgery covered
Optical included
Emergency ambulance covered
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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