Health Insurance

Basic Hospital Plus Elevate & Ambulance Care

Compare 112 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HBF Health logo

HBF Health

Basic Hospital Plus Elevate & Ambulance Care

$68.30

Emergency and non-emergency ambulance covered

Chemotherapy, radiotherapy and immunotherapy covered

Dental surgery covered

Joint reconstructions covered

Gastrointestinal endoscopy covered

Excess

Why this cover

Hospital Cover
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Gastrointestinal Endoscopy
Pricing & Value
Monthly premium from
$63.09
Excess
$500 – $750
Hospital tier
BasicPlus
Average Service Record0.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Up to 12 weeks FREE plus up to $200 gift card and no waits on eligible extras

For new members who start and keep eligible combined cover. Weeks free applied over 26 months. Offer ends 12 May 2026.

Ending 12 May 2026

Hospital Cover

15 covered20 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

HBF Health logo

HBF Health

Basic Hospital Plus Elevate & Ambulance Care

$68.30

Emergency and non-emergency ambulance covered

Chemotherapy, radiotherapy and immunotherapy covered

Dental surgery covered

Joint reconstructions covered

Gastrointestinal endoscopy covered

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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