Flex 60

Compare 112 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HBF Health

Flex 60

$46.62

60% back on general dental

60% back on major dental

100% back on optical lenses

100% back on non-PBS prescriptions

Emergency ambulance covered

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

Extras Cover

Dental
Optical
Physiotherapy
Chiropractic

Pricing & Value

Monthly premium from: $46.62
Excess: $0

Average Service Record0.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Up to 12 weeks FREE plus up to $200 gift card and no waits on eligible extras

For new members who start and keep eligible combined cover. Weeks free applied over 26 months. Offer ends 12 May 2026.

Ending 12 May 2026

Hospital Cover

Extras Cover

16 covered11 not covered

Endodontic

$1,000/policy1 yr

Root Canal Therapy: 60% back

General Dental

$1,000/policy2 mo

Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back

Major Dental

$1,000/policy1 yr

Full Crown (Veneered): 60% back

Orthodontic

Optical

$220/policy2 mo

Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back

Orthoptics

Acupuncture

$1,000/policy2 mo