Health Insurance

Core Extras

Compare 112 HBF Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HBF Health logo

HBF Health

Core Extras

$40.63

Emergency ambulance covered

Dental included

Orthodontics included

Optical included

Physio included

Excess

Why this cover

Member guide

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$40.63
Excess
$0
Average Service Record0.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Up to 12 weeks FREE plus up to $200 gift card and no waits on eligible extras

For new members who start and keep eligible combined cover. Weeks free applied over 26 months. Offer ends 12 May 2026.

Ending 12 May 2026

Hospital Cover

Extras Cover

22 covered5 not covered
Endodontic
$800/policy1 yr
Root Canal Therapy: $137
General Dental
$800/policy2 mo
Periodic Exam: $31Scale & Clean: $63Fluoride: $17Extraction: $144
Major Dental
$800/policy1 yr
Full Crown (Veneered): $743
Orthodontic
$400/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$250/policy2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/policy2 mo
1st visit: $38Next visit: $38
Acupuncture
$400/policy2 mo
1st visit: $34Next visit: $34
Chinese Herbal Medicine
$400/policy2 mo
1st visit: $18Next visit: $18
Chiropractic
$400/policy2 mo
1st visit: $40Next visit: $27
Exercise Physiology
$400/policy2 mo
1st visit: $44Next visit: $34
Occupational Therapy
$400/policy2 mo
1st visit: $48Next visit: $28
Osteopathy
$400/policy2 mo
1st visit: $52Next visit: $38
Physiotherapy
$400/policy2 mo
1st visit: $50Next visit: $42
Psychology
$400/policy2 mo
1st visit: $79Next visit: $79
Remedial Massage
$400/policy2 mo
1st visit: $34Next visit: $34
Speech Therapy
$400/policy2 mo
1st visit: $51Next visit: $39
Dietetics
$400/policy2 mo
1st visit: $54Next visit: $32
Orthotics
$400/policy1 yr
Orthotics: $192
Podiatry
$400/policy2 mo
1st visit: $33Next visit: $24
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Health Management
$400/policy2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $40
Vaccinations
$200/policy2 mo
Vaccination: $40
Glucose Monitor
-
HBF Health logo

HBF Health

Core Extras

$40.63

Emergency ambulance covered

Dental included

Orthodontics included

Optical included

Physio included

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...