Health Insurance

GMHBA Gold Optimum

Compare 96 GMHBA policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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GMHBA

GMHBA Gold Optimum

$221.15

Pregnancy and birth covered

Joint replacements covered

Weight loss surgery covered

Emergency ambulance covered

Hospital psychiatric covered

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Pricing & Value
Monthly premium from
$221.15
Excess
$750
Hospital tier
Gold
Average Service Record0.90× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 6 weeks free

Get 6 weeks free plus no 2 & 6 month waits on extras when joining on combined cover. Available to new GMHBA members only who have not held GMHBA Hospital and/or Extras cover in the last 12 months (dependants coming off Family cover or Single Parent cover are eligible). Must join on GMHBA combined cover (hospital and extras). Offer only available via GMHBA website, phone and branch or approved GMHBA corporate program. Must pay first month premium to receive initial 6 weeks free. Not available for GMHBA Hospital only cover or GMHBA Extras only cover. Offer cannot be used in conjunction with any other offer and cannot be redeemed for cash. Other waits (including hospital waits), annual limits and sub limits apply. Extras claims made with a previous fund count towards annual limits. GMHBA may end this offer at any time without notice.

Hospital Cover

38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

GMHBA logo

GMHBA

GMHBA Gold Optimum

$221.15

Pregnancy and birth covered

Joint replacements covered

Weight loss surgery covered

Emergency ambulance covered

Hospital psychiatric covered

Excess

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