Health Insurance

Nmsn Top Gold Hospital & Extended Health Benefits - (Family)

Compare 294 GU Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

GU Health logo

GU Health

Nmsn Top Gold Hospital & Extended Health Benefits - (Family)

$698.33

Pregnancy and birth covered

Joint replacements covered

Weight loss surgery covered

100% back on non-PBS prescriptions

Optical included

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$698.33
Excess
$0
Hospital tier
Gold

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

25 covered2 not covered
Endodontic
$800/person1 yr
Root Canal Therapy: 80% back
General Dental
$2,000/policy
Periodic Exam: 80% backScale & Clean: 80% backFluoride: 80% backExtraction: 80% back
Major Dental
$800/person1 yr
Full Crown (Veneered): 80% back
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 80% back
Optical
$200/person
Single Vision Lenses: 80% backMulti-Focal Lenses: 80% back
Orthoptics
$600/person
1st visit: 80% backNext visit: 80% back
Acupuncture
$500/person
1st visit: 80% backNext visit: 80% back
Chinese Herbal Medicine
$500/person
1st visit: 80% backNext visit: 80% back
Chiropractic
$500/person
1st visit: 80% backNext visit: 80% back
Exercise Physiology
$500/person
1st visit: 80% backNext visit: 80% back
Occupational Therapy
$600/person
1st visit: 80% backNext visit: 80% back
Osteopathy
$500/person
1st visit: 80% backNext visit: 80% back
Physiotherapy
$600/person
1st visit: 80% backNext visit: 80% back
Psychology
$500/person
1st visit: 80% backNext visit: 80% back
Remedial Massage
$500/person
1st visit: 80% backNext visit: 80% back
Speech Therapy
$600/person
1st visit: 80% backNext visit: 80% back
Antenatal/Postnatal
$600/person
1st visit: 80% backNext visit: 80% back
Audiology
$200/person
1st visit: 80% backNext visit: 80% back
Dietetics
$500/person
1st visit: 80% backNext visit: 80% back
Hearing Aids
$500/person1 yr
Hearing Aid: 80% back
Orthotics
$500/person1 yr
Orthotics: 80% back
Podiatry
$300/person
1st visit: 80% backNext visit: 80% back
Home Nursing
-
Glucose Monitor
$500/person1 yr
Glucose Monitor: 80% back
Health Management
Unlimited6 mo
Health Management: 80% back
Non-PBS Pharmaceuticals
$500/person
Prescription: 100% back
Vaccinations
-
GU Health logo

GU Health

Nmsn Top Gold Hospital & Extended Health Benefits - (Family)

$698.33

Pregnancy and birth covered

Joint replacements covered

Weight loss surgery covered

100% back on non-PBS prescriptions

Optical included

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au
Privacy Policy

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...