Health Insurance

Essential Extras

Compare 44 CBHS Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

CBHS Health Fund logo

CBHS Health Fund

Essential Extras

$38.31

Dental included

Optical included

Physio included

100% back on health management

Vaccinations included

Excess

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$38.31
Excess
$0
Below Average Service Record1.51× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + $200 gift card

Join on Hospital & Extras to get 6 weeks FREE + 2 & 6 month waits waived on Extras PLUS a $200 gift card. T&Cs apply.

Hospital Cover

Extras Cover

12 covered15 not covered
General Dental
$380/policy2 mo
Periodic Exam: $38Scale & Clean: $68Fluoride: $27Extraction: $170
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$200/policy6 mo
Single Vision Lenses: $140Multi-Focal Lenses: $140
Orthoptics
-
Acupuncture
$200/policy2 mo
1st visit: $33Next visit: $33
Chinese Herbal Medicine
$200/policy2 mo
1st visit: $33Next visit: $33
Chiropractic
$200/policy2 mo
1st visit: $61Next visit: $40
Osteopathy
$200/policy2 mo
1st visit: $61Next visit: $35
Physiotherapy
$200/policy2 mo
1st visit: $61Next visit: $43
Remedial Massage
$200/policy2 mo
1st visit: $33Next visit: $33
Exercise Physiology
-
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Dietetics
$100/policy2 mo
1st visit: $75Next visit: $42
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$415/policy2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $75
Vaccinations
$200/policy2 mo
Vaccination: $75
Glucose Monitor
-
CBHS Health Fund logo

CBHS Health Fund

Essential Extras

$38.31

Dental included

Optical included

Physio included

100% back on health management

Vaccinations included

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...