Health Insurance

Essential Extras

Compare 44 CBHS Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

CBHS Health Fund logo

CBHS Health Fund

Essential Extras

$66.95

Dental included

Optical included

Physiotherapy included

Chiropractic included

100% back on health management

Excess

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$66.95
Excess
$0
Below Average Service Record1.51× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + $200 gift card

Join on Hospital & Extras to get 6 weeks FREE + 2 & 6 month waits waived on Extras PLUS a $200 gift card. T&Cs apply.

Hospital Cover

Extras Cover

12 covered15 not covered
General Dental
$380/person2 mo
Periodic Exam: $38Scale & Clean: $68Fluoride: $27Extraction: $170
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: $140Multi-Focal Lenses: $140
Orthoptics
-
Acupuncture
$200/person2 mo
1st visit: $33Next visit: $33
Chinese Herbal Medicine
$200/person2 mo
1st visit: $33Next visit: $33
Chiropractic
$200/person2 mo
1st visit: $61Next visit: $40
Osteopathy
$200/person2 mo
1st visit: $61Next visit: $35
Physiotherapy
$200/person2 mo
1st visit: $61Next visit: $43
Remedial Massage
$200/person2 mo
1st visit: $33Next visit: $33
Exercise Physiology
-
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Dietetics
$100/person2 mo
1st visit: $75Next visit: $42
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$415/person2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $75
Vaccinations
$200/person2 mo
Vaccination: $75
Glucose Monitor
-
CBHS Health Fund logo

CBHS Health Fund

Essential Extras

$66.95

Dental included

Optical included

Physiotherapy included

Chiropractic included

100% back on health management

Excess

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