Health Insurance

KickStart (Basic Plus)

Compare 44 CBHS Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

CBHS Health Fund logo

CBHS Health Fund

KickStart (Basic Plus)

$157.04

Emergency ambulance covered

Dental included

Optical included

Physio included

100% back on health management

Excess

Why this cover

Hospital Cover
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Hernia & Appendix
  • Tonsils, Adenoids & Grommets
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$157.04
Excess
$0
Hospital tier
BasicPlus
Below Average Service Record1.51× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free + $200 gift card

Join on Hospital & Extras to get 6 weeks FREE + 2 & 6 month waits waived on Extras PLUS a $200 gift card. T&Cs apply.

Hospital Cover

5 covered1 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

14 covered13 not covered
Endodontic
$675/policy6 mo
Root Canal Therapy: $117
General Dental
$675/policy2 mo
Periodic Exam: $33Scale & Clean: $58Fluoride: $22Extraction: $172
Major Dental
-
Orthodontic
-
Optical
$230/policy6 mo
Single Vision Lenses: $230Multi-Focal Lenses: $230
Orthoptics
-
Acupuncture
$200/policy2 mo
1st visit: $26Next visit: $26
Chinese Herbal Medicine
$200/policy2 mo
1st visit: $26Next visit: $26
Chiropractic
$250/policy2 mo
1st visit: $40Next visit: $40
Osteopathy
$250/policy2 mo
1st visit: $40Next visit: $30
Physiotherapy
$250/policy2 mo
1st visit: $40Next visit: $30
Psychology
$250/policy2 mo
1st visit: $50Next visit: $50
Remedial Massage
$200/policy2 mo
1st visit: $26Next visit: $26
Exercise Physiology
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$100/policy2 mo
1st visit: $75Next visit: $42
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$315/policy2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $75
Vaccinations
$200/policy2 mo
Vaccination: $75
Glucose Monitor
-
CBHS Health Fund logo

CBHS Health Fund

KickStart (Basic Plus)

$157.04

Emergency ambulance covered

Dental included

Optical included

Physio included

100% back on health management

Excess

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