Health Insurance

Top Extras 75

Compare 745 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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Bupa

Top Extras 75

$213.00

100% back on orthodontics

75% back on hearing aids

75% back on orthotics

Emergency ambulance covered

Excess

Why this cover

Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$213.00
Excess
$0
Average Service Record1.08× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get up to 12 weeks free

Join Bupa directly on combined hospital and extras products by 22 April 2026. We’ll even waive the 2 & 6 month waiting periods on extras. New Bupa members only. 12 weeks free applied over 2 years (3 years for annual payers).

Ending 22 Apr 2026

Hospital Cover

Extras Cover

25 covered2 not covered
Endodontic
$1,100/person1 yr
Root Canal Therapy: $140
General Dental
Unlimited2 mo
Periodic Exam: $28Scale & Clean: $47.5Fluoride: $25Extraction: $79.7
Major Dental
$1,100/person1 yr
Full Crown (Veneered): $710
Orthodontic
$1,300/person1 yr
Braces (Upper & Lower): 100% back
Optical
$240/person2 mo
Single Vision Lenses: $218Multi-Focal Lenses: $240
Orthoptics
$500/person2 mo
1st visit: $32Next visit: $22
Acupuncture
$500/person2 mo
1st visit: $34Next visit: $27
Chinese Herbal Medicine
$500/person2 mo
1st visit: $28Next visit: $21
Chiropractic
$600/person2 mo
1st visit: $30Next visit: $22.5
Exercise Physiology
$500/person2 mo
1st visit: $28Next visit: $21
Occupational Therapy
$500/person2 mo
1st visit: $59.5Next visit: $44
Osteopathy
$500/person2 mo
1st visit: $37Next visit: $27.5
Physiotherapy
$800/person2 mo
1st visit: $34Next visit: $25.5
Psychology
$500/person2 mo
1st visit: $86Next visit: $78
Remedial Massage
$500/person2 mo
1st visit: $39.5Next visit: $31
Speech Therapy
$500/person2 mo
1st visit: $69Next visit: $43
Antenatal/Postnatal
$400/person2 mo
1st visit: $17.5Next visit: $17.5
Dietetics
$500/person2 mo
1st visit: $51Next visit: $28
Hearing Aids
$1,000/person1 yr
Hearing Aid: 75% back
Home Nursing
$350/person2 mo
1st visit: $35Next visit: $35
Orthotics
$1,000/person1 yr
Orthotics: 75% back
Podiatry
$500/person2 mo
1st visit: $38Next visit: $33
Audiology
-
Glucose Monitor
$1,000/person1 yr
Glucose Monitor: 75% back
Health Management
$150/person6 mo
Health Management: $50
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: $40
Vaccinations
-
Bupa logo

Bupa

Top Extras 75

$213.00

100% back on orthodontics

75% back on hearing aids

75% back on orthotics

Emergency ambulance covered

Excess

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