Health Insurance

Silver Plus Prime

Compare 745 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Bupa logo

Bupa

Silver Plus Prime

$944.70

Joint replacements covered

Back, neck and spine covered

Emergency ambulance covered

Optical included

70% back on hearing aids

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$850.10
Excess
$0 – $750
Hospital tier
SilverPlus
Average Service Record1.08× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get up to 12 weeks free

Join Bupa directly on combined hospital and extras products by 22 April 2026. We’ll even waive the 2 & 6 month waiting periods on extras. New Bupa members only. 12 weeks free applied over 2 years (3 years for annual payers).

Ending 22 Apr 2026

Hospital Cover

35 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

21 covered6 not covered
Endodontic
$1,000/person1 yr
Root Canal Therapy: $101.1
General Dental
Unlimited2 mo
Periodic Exam: $23.5Scale & Clean: $47Fluoride: $18.5Extraction: $74.7
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $588.3
Orthodontic
-
Optical
$180/person2 mo
Single Vision Lenses: $174.5Multi-Focal Lenses: $180
Orthoptics
-
Acupuncture
$300/person2 mo
1st visit: $30Next visit: $22
Chinese Herbal Medicine
$300/person2 mo
1st visit: $24Next visit: $18
Chiropractic
$350/person2 mo
1st visit: $32.9Next visit: $21.4
Exercise Physiology
$300/person2 mo
1st visit: $24Next visit: $18
Occupational Therapy
$500/person2 mo
1st visit: $49.5Next visit: $35.5
Osteopathy
$350/person2 mo
1st visit: $40.5Next visit: $26.5
Physiotherapy
$500/person2 mo
1st visit: $35Next visit: $28
Psychology
$200/person2 mo
1st visit: $80.5Next visit: $75
Remedial Massage
$300/person2 mo
1st visit: $36.5Next visit: $27.5
Speech Therapy
-
Dietetics
$300/person2 mo
1st visit: $46Next visit: $23
Hearing Aids
$800/person1 yr
Hearing Aid: 70% back
Home Nursing
$200/person2 mo
1st visit: $35Next visit: $35
Orthotics
$800/person1 yr
Orthotics: 70% back
Podiatry
$400/person2 mo
1st visit: $35Next visit: $28
Antenatal/Postnatal
-
Audiology
-
Glucose Monitor
$800/person1 yr
Glucose Monitor: 70% back
Health Management
$100/person6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$350/person2 mo
Prescription: $40
Vaccinations
-
Bupa logo

Bupa

Silver Plus Prime

$944.70

Joint replacements covered

Back, neck and spine covered

Emergency ambulance covered

Optical included

70% back on hearing aids

Excess

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