Health Insurance

Basic Plus Active Saver

Compare 745 Bupa policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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Bupa

Basic Plus Active Saver

$159.45

Emergency ambulance covered

Dental surgery covered

Gynaecology covered

Hernia and appendix covered

100% back on orthodontics

Excess

Why this cover

Hospital Cover
  • Joint Reconstructions
  • Gynaecology
  • Miscarriage & Termination
  • Hernia & Appendix
Extras Cover
  • Dental
  • Physiotherapy
  • Chiropractic
  • Psychology
Pricing & Value
Monthly premium from
$159.45
Excess
$0
Hospital tier
BasicPlus
Average Service Record1.08× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get up to 12 weeks free

Join Bupa directly on combined hospital and extras products by 22 April 2026. We’ll even waive the 2 & 6 month waiting periods on extras. New Bupa members only. 12 weeks free applied over 2 years (3 years for annual payers).

Ending 22 Apr 2026

Hospital Cover

7 covered28 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

15 covered12 not covered
Endodontic
$1,000/policy1 yr
Root Canal Therapy: $85
General Dental
$1,000/policy2 mo
Periodic Exam: $24.5Scale & Clean: $50.5Fluoride: $16Extraction: $62.6
Major Dental
$1,000/policy1 yr
Full Crown (Veneered): $300
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): 100% back
Acupuncture
$1,000/policy2 mo
1st visit: $16Next visit: $16
Chinese Herbal Medicine
$1,000/policy2 mo
1st visit: $17Next visit: $17
Chiropractic
$1,000/policy2 mo
1st visit: $31.5Next visit: $21.5
Exercise Physiology
$1,000/policy2 mo
1st visit: $16Next visit: $16
Osteopathy
$1,000/policy2 mo
1st visit: $38.5Next visit: $26.5
Physiotherapy
$1,000/policy2 mo
1st visit: $34Next visit: $27
Psychology
$1,000/policy2 mo
1st visit: $78Next visit: $69.5
Remedial Massage
$1,000/policy2 mo
1st visit: $18.5Next visit: $18.5
Occupational Therapy
-
Speech Therapy
-
Dietetics
$1,000/policy2 mo
1st visit: $26Next visit: $20
Podiatry
$1,000/policy2 mo
1st visit: $22Next visit: $22
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Health Management
$1,000/policy6 mo
Health Management: 50% back
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
Bupa logo

Bupa

Basic Plus Active Saver

$159.45

Emergency ambulance covered

Dental surgery covered

Gynaecology covered

Hernia and appendix covered

100% back on orthodontics

Excess

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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