Health Insurance

Essential Choice (Bronze Plus)

Compare 92 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Australian Unity logo

Australian Unity

Essential Choice (Bronze Plus)

$141.25

Emergency ambulance covered

Optical included

Physio included

Dental included

60% back on general dental

Excess

Why this cover

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$125.00
Excess
$500 – $750
Hospital tier
BronzePlus
Average Service Record0.83× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

10 weeks free health insurance

Join hospital & extras cover via our website or phone to receive 10 weeks free health insurance. Offer ends 30 April 2026. T&C's apply.

Ending 30 Apr 2026

Hospital Cover

23 covered12 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

14 covered13 not covered
Endodontic
$700/policy1 yr
Root Canal Therapy: 60% back
General Dental
$700/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$700/policy1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
-
Optical
$200/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$250/policy2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$250/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$100/policy2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Podiatry
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Vaccinations
$100/policy
Vaccination: 60% back
Glucose Monitor
-
Health Management
-
Non-PBS Pharmaceuticals
-
Australian Unity logo

Australian Unity

Essential Choice (Bronze Plus)

$141.25

Emergency ambulance covered

Optical included

Physio included

Dental included

60% back on general dental

Excess

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