Health Insurance

Advantage Choice Combination (Silver Plus)

Compare 92 Australian Unity policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Australian Unity logo

Australian Unity

Advantage Choice Combination (Silver Plus)

$355.80

Emergency ambulance covered

Back, neck and spine covered

Joint reconstructions covered

Optical included

100% back on vaccinations

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$335.60
Excess
$500 – $750
Hospital tier
SilverPlus
Average Service Record0.83× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

10 weeks free health insurance

Join hospital & extras cover via our website or phone to receive 10 weeks free health insurance. Offer ends 30 April 2026. T&C's apply.

Ending 30 Apr 2026

Hospital Cover

30 covered7 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

19 covered8 not covered
Endodontic
$700/person1 yr
Root Canal Therapy: $162
General Dental
$700/person2 mo
Periodic Exam: $34Scale & Clean: $70Fluoride: $22
Major Dental
$700/person1 yr
Extraction: $183Full Crown (Veneered): $700
Orthodontic
-
Optical
$200/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$300/person2 mo
1st visit: $35Next visit: $35
Acupuncture
$300/person2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
$300/person2 mo
1st visit: $40Next visit: $40
Chiropractic
$300/person2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/person2 mo
1st visit: $52Next visit: $52
Occupational Therapy
$300/person2 mo
1st visit: $35Next visit: $35
Osteopathy
$300/person2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/person2 mo
1st visit: $52Next visit: $52
Remedial Massage
$300/person2 mo
1st visit: $40Next visit: $40
Speech Therapy
$300/person2 mo
1st visit: $35Next visit: $35
Psychology
-
Dietetics
$300/person2 mo
1st visit: $35Next visit: $35
Orthotics
$300/person1 yr
Orthotics: 60% back
Podiatry
$300/person2 mo
1st visit: $35Next visit: $35
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Non-PBS Pharmaceuticals
$300/person2 mo
Prescription: $50
Vaccinations
$150/person
Vaccination: 100% back
Glucose Monitor
-
Health Management
-
Australian Unity logo

Australian Unity

Advantage Choice Combination (Silver Plus)

$355.80

Emergency ambulance covered

Back, neck and spine covered

Joint reconstructions covered

Optical included

100% back on vaccinations

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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