Health Insurance

ADF Essentials Package Basic Plus

Compare 86 Defence Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Defence Health logo

Defence Health

ADF Essentials Package Basic Plus

$159.33

Emergency and non-emergency ambulance covered

Optical included

Physio included

Dental included

Gastrointestinal endoscopy covered

Excess

Why this cover

Member guide

Hospital Cover
  • Bone, Joint & Muscle
  • Joint Reconstructions
  • Gastrointestinal Endoscopy
  • Hernia & Appendix
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$159.33
Excess
$250
Hospital tier
BasicPlus

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

6 covered29 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

9 covered18 not covered
General Dental
$500/person2 mo
Periodic Exam: $32.4Scale & Clean: $61.8Fluoride: $17.8Extraction: $116
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$170/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-
Acupuncture
$200/person2 mo
1st visit: $21Next visit: $17
Chiropractic
$450/person2 mo
1st visit: $37Next visit: $26
Exercise Physiology
$450/person2 mo
1st visit: $20Next visit: $17
Osteopathy
$450/person2 mo
1st visit: $37Next visit: $26
Physiotherapy
$450/person2 mo
1st visit: $37Next visit: $27
Remedial Massage
$200/person2 mo
1st visit: $21Next visit: $17
Chinese Herbal Medicine
-
Occupational Therapy
-
Psychology
-
Speech Therapy
-
Vaccinations
$450/person2 mo
Vaccination: $50
Glucose Monitor
-
Health Management
-
Non-PBS Pharmaceuticals
-
Defence Health logo

Defence Health

ADF Essentials Package Basic Plus

$159.33

Emergency and non-emergency ambulance covered

Optical included

Physio included

Dental included

Gastrointestinal endoscopy covered

Excess

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...