Health Insurance

Basic Hospital and Mid Ancillary

Compare 207 ACA Health Benefits Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

ACA Health Benefits Fund logo

ACA Health Benefits Fund

Basic Hospital and Mid Ancillary

$207.70

Emergency ambulance covered

Palliative care covered

Hospital psychiatric restricted

Rehabilitation restricted

Optical included

Excess

Why this cover

Hospital Cover
  • Palliative Care
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$207.70
Excess
$0
Hospital tier
Basic
Excellent Service Record0.00× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

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Receive a $200 Gift Card when you sign up with any Combined Hospital & Extras Cover. T&Cs apply.

Hospital Cover

1 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

22 covered5 not covered
Endodontic
$1,100/policy9 mo
Root Canal Therapy: $1100
General Dental
$1,100/policy9 mo
Periodic Exam: $100Scale & Clean: $100Fluoride: $100
Major Dental
$1,100/policy9 mo
Extraction: $270Full Crown (Veneered): $1000
Orthodontic
-
Optical
$300/policy4 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
-
Acupuncture
$300/policy2 mo
1st visit: $30Next visit: $30
Chinese Herbal Medicine
$300/policy2 mo
1st visit: 80% backNext visit: 80% back
Chiropractic
$500/policy2 mo
1st visit: $45Next visit: $32
Exercise Physiology
$500/policy2 mo
1st visit: $22.5Next visit: $22.5
Occupational Therapy
$500/policy2 mo
1st visit: $80Next visit: $65
Osteopathy
$500/policy2 mo
1st visit: $45Next visit: $32
Physiotherapy
$500/policy2 mo
1st visit: $75Next visit: $55
Psychology
$300/policy2 mo
1st visit: $110Next visit: $80
Remedial Massage
$300/policy2 mo
1st visit: $30Next visit: $30
Speech Therapy
$500/policy2 mo
1st visit: $50Next visit: $40
Antenatal/Postnatal
$300/policy2 mo
1st visit: 80% backNext visit: 80% back
Dietetics
$300/policy2 mo
1st visit: 80% backNext visit: 80% back
Hearing Aids
$600/policy1 yr
Hearing Aid: $600
Orthotics
$250/policy1 yr
Orthotics: 80% back
Podiatry
$250/policy2 mo
1st visit: 80% backNext visit: 80% back
Audiology
-
Home Nursing
-
Glucose Monitor
$55/policy1 yr
Glucose Monitor: $55
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $100
Vaccinations
$400/policy2 mo
Vaccination: $100
Health Management
-
ACA Health Benefits Fund logo

ACA Health Benefits Fund

Basic Hospital and Mid Ancillary

$207.70

Emergency ambulance covered

Palliative care covered

Hospital psychiatric restricted

Rehabilitation restricted

Optical included

Excess

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