Health Insurance

Bronze Essentials Hospital and Flex Ancillary NSW

Compare 207 ACA Health Benefits Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

ACA Health Benefits Fund logo

ACA Health Benefits Fund

Bronze Essentials Hospital and Flex Ancillary NSW

$173.78

Excess

Why this cover

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Acupuncture
Pricing & Value
Monthly premium from
$164.68
Excess
$500 – $750
Hospital tier
Bronze
Excellent Service Record0.00× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

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Receive a $200 Gift Card when you sign up with any Combined Hospital & Extras Cover. T&Cs apply.

Hospital Cover

18 covered17 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

8 covered19 not covered
General Dental
$650/policy9 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$175/policy4 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-
Acupuncture
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
-
Occupational Therapy
-
Osteopathy
-
Psychology
-
Remedial Massage
-
Speech Therapy
-
Dietetics
$650/policy2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Vaccinations
$650/policy2 mo
Vaccination: 60% back
Glucose Monitor
-
Health Management
-
Non-PBS Pharmaceuticals
-
ACA Health Benefits Fund logo

ACA Health Benefits Fund

Bronze Essentials Hospital and Flex Ancillary NSW

$173.78

Excess

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