Pricing for a couple in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
Budget Extras pricing by household
Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $0 | $59.90/month | $119.80/month | $119.80/month | $119.80/month |
Single pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $13.79 | $59.90 | $718.80 |
Couple pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $27.57 | $119.80 | $1,437.60 |
Family pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $27.57 | $119.80 | $1,437.60 |
Single parent pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $27.57 | $119.80 | $1,437.60 |
Extras Coverage — Basic Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | $500 | $139.00 | 2 months | |
| Optical | $200 | $200.00 | 6 months | |
| Physiotherapy | $500 | $45.00 | 2 months | |
| Acupuncture | – | $25.00 | 2 months | |
| Remedial massage | – | $32.00 | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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About Insurer
St Lukes Health Insurance is a not-for-profit health insurer based in TAS. They offer 138 policies across hospital, extras, and combined cover.
St Lukes Health is a not-for-profit health fund established in Tasmania in 1952, with members across Australia. It offers hospital, extras and combined cover designed to be easy to understand.
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St Lukes Health Insurance
Astute Wellbeing Extras
- Cover
- Extras
- Available in
- NSW, VIC, QLD, SA, WA, NT, ACT
- Households
- Single, Couple, Family, Single parent
St Lukes Health Insurance
Super Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
ahm Health Insurance
choosable 60 – teeth / eyes
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Health Partners
Flex Extras: Teeth Pro
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Important Information
This page provides a summary of Budget Extras by St Lukes Health Insurance based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from St Lukes Health Insurance
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by St Lukes Health Insurance.
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