Pricing for a family in VIC, under 65. $81.56 per month at $0 excess. Premium calculated for the profile shown, before the government rebate.
Pricing for a family in VIC, under 65
Premium calculated for the profile shown, before the government rebate.
Kick Start Extras 50 pricing by household
Monthly premiums in VIC for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $0 | $40.78/month | $81.56/month | $81.56/month | $81.56/month |
Single pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $9.38 | $40.78 | $489.36 |
Couple pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $18.77 | $81.56 | $978.72 |
Family pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $18.77 | $81.56 | $978.72 |
Single parent pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $18.77 | $81.56 | $978.72 |
Extras Coverage — Mid Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | $500 | 100% | 2 months | |
| Physiotherapy | $400 | 50% | 2 months | |
| Chiropractic | – | 50% | 2 months | |
| Osteopathy | – | 50% | 2 months | |
| Acupuncture | – | 50% | 2 months | |
| Remedial massage | – | 50% | 2 months | |
| Exercise physiology | – | 50% | 2 months | |
| Non-PBS pharmaceuticals | $200 | 50% | 2 months | |
| Vaccinations | – | 50% | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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Premiums shown for your current profile — adjust in Live Mode panel to see all values update.
About Insurer
Phoenix Health Fund is a not-for-profit health insurer based in NSW. They offer 124 policies across hospital, extras, and combined cover.
Phoenix Health Fund is a not-for-profit health fund that has looked after members for more than 65 years. It offers value-focused hospital, extras and combined cover.
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Bupa
FLEXtras 4 Standard 50
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Important Information
This page provides a summary of Kick Start Extras 50 by Phoenix Health Fund based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from Phoenix Health Fund
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 22 October 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Phoenix Health Fund.
Frequently Asked Questions
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