Pricing for a family in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
Silver Advantage Hospital Plus pricing by household
Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $250 | $330.81/month | $645.30/month | $677.91/month | $557.27/month |
| $500 | $284.18/month | $554.38/month | $582.32/month | $478.94/month |
| $750 | $262.42/month | $511.95/month | $537.72/month | $442.39/month |
Single pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $250 | $76.13 | $330.81 | $3,969.72 |
| $500 | $65.40 | $284.18 | $3,410.16 |
| $750 | $60.39 | $262.42 | $3,149.04 |
Couple pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $250 | $148.51 | $645.30 | $7,743.60 |
| $500 | $127.58 | $554.38 | $6,652.56 |
| $750 | $117.82 | $511.95 | $6,143.40 |
Family pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $250 | $156.01 | $677.91 | $8,134.92 |
| $500 | $134.01 | $582.32 | $6,987.84 |
| $750 | $123.75 | $537.72 | $6,452.64 |
Single parent pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $250 | $128.25 | $557.27 | $6,687.24 |
| $500 | $110.22 | $478.94 | $5,747.28 |
| $750 | $101.81 | $442.39 | $5,308.68 |
Hospital Coverage — Silver+ Tier
Review the hospital clinical categories covered under this Silver+ tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.
| Clinical category | Status | Notes |
|---|---|---|
| Heart & Vascular | Covered | - |
| Brain & Nervous System | Covered | - |
| Eye (Not Cataracts) | Covered | - |
| Cataracts | Covered | - |
| Ear, Nose & Throat | Covered | - |
| Back, Neck & Spine | Covered | - |
| Bone, Joint & Muscle | Covered | - |
| Joint Reconstructions | Covered | - |
| Joint Replacements | Covered | - |
| Dialysis | Covered | - |
Waiting Periods
Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.
Hospital Agreements
nib Health Funds has agreements with 60 private hospitals across Australia.
When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.
| Hospital | Suburb | State | Agreement | Details |
|---|---|---|---|---|
| St Vincent's Private Hospital Sydney | Darlinghurst | NSW | Full agreement | |
| Macquarie University Hospital | Macquarie Park | NSW | Full agreement | |
| Sydney Adventist Hospital | Wahroonga | NSW | Full agreement | |
| Prince of Wales Private Hospital | Randwick | NSW | Full agreement | |
| Hurstville Private Hospital | Hurstville | NSW | Day surgery | |
| Norwest Private Hospital | Bella Vista | NSW | Full agreement | |
| Westmead Private Hospital | Westmead | NSW | Full agreement | |
| Kareena Private Hospital | Caringbah | NSW | Full agreement | |
| Lingard Private Hospital | Merewether | NSW | Full agreement | |
| Newcastle Private Hospital | New Lambton Heights | NSW | Full agreement |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
Compare with Similar Policies
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About Insurer
nib Health Funds is a for-profit health insurer based in NSW. They offer 229 policies across hospital, extras, and combined cover.
nib Health Funds is a for-profit Australian health insurer established more than 60 years ago. It offers hospital, extras and combined cover, and underwrites a number of white-label health insurance brands.
View all insurer policiesRelated policies
Open a policy to review its benefits, eligibility and available household options.
nib Health Funds
Mid Hospital - Silver Plus
- Cover
- Hospital
- Tier
- Silver Plus
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $250, $500, $750
nib Health Funds
Silver Select Hospital Plus
- Cover
- Hospital
- Tier
- Silver Plus
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $250, $500, $750
nib Health Funds
Silver Secure Hospital Plus
- Cover
- Hospital
- Tier
- Silver Plus
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $500, $750
nib Health Funds
Mid Hospital - Silver Plus Nil Excess
- Cover
- Hospital
- Tier
- Silver Plus
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $0
Important Information
This page provides a summary of Silver Advantage Hospital Plus by nib Health Funds based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from nib Health Funds
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by nib Health Funds.
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