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Saver Bronze+ Hospital

By: Single parent, NSW, Age 30, $500 excess.

Estimated premium
$236.95
ForSingle parent · NSW · Under 65

Pricing for a single parent in NSW, under 65

Premium calculated for the profile shown, before the government rebate.

$500 excess
$54.53/week
$236.95/month · $2,843.40/year

Saver Bronze+ Hospital pricing by household

Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.

Monthly premium by household and excess in NSW
ExcessSingleCoupleFamilySingle parent
$500$163.41/month$326.84/month$163.41/month$236.95/month

Single pricing in NSW

ExcessWeeklyMonthlyYearly
$500$37.61$163.41$1,960.92

Couple pricing in NSW

ExcessWeeklyMonthlyYearly
$500$75.22$326.84$3,922.08

Family pricing in NSW

ExcessWeeklyMonthlyYearly
$500$37.61$163.41$1,960.92

Single parent pricing in NSW

ExcessWeeklyMonthlyYearly
$500$54.53$236.95$2,843.40

Hospital Coverage — Bronze+ Tier

Review the hospital clinical categories covered under this Bronze+ tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.

Covered categories25
Restricted categories2
Excluded categories11
2 categories have restrictions — check PDS
Clinical categoryStatus
Heart & VascularExcluded
Brain & Nervous SystemCovered
Eye (Not Cataracts)Covered
CataractsExcluded
Ear, Nose & ThroatCovered
Back, Neck & SpineExcluded
Bone, Joint & MuscleCovered
Joint ReconstructionsCovered
Joint ReplacementsExcluded
DialysisExcluded

Waiting Periods

2monthsGeneral hospital services
12monthsMajor hospital services
12monthsPre-existing conditions
12monthsPregnancy and birth

Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.

Hospital Agreements

Navy Health has agreements with 60 private hospitals across Australia.

When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.

HospitalAgreementDetails
St Vincent's Private Hospital SydneyFull agreement
Macquarie University HospitalFull agreement
Sydney Adventist HospitalFull agreement
Prince of Wales Private HospitalFull agreement
Hurstville Private HospitalDay surgery
Norwest Private HospitalFull agreement
Westmead Private HospitalFull agreement
Kareena Private HospitalFull agreement
Lingard Private HospitalFull agreement
Newcastle Private HospitalFull agreement
Showing 1-10 of 60 hospitals

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceIncluded
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeCheck PDS

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
Saver Bronze+ Hospital
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
Navy Health
$54.53/wk
$500
25
60

About Insurer

Navy Health is a not-for-profit health insurer based in VIC. They offer 96 policies across hospital, extras, and combined cover.

TypeNot-for-profit
AccessRestricted
Total policies96
Hospital agreements60
Ombudsman complaint ratio0.81%
Navy Health logo
Navy HealthNot-for-profit · VIC

Navy Health is a restricted, not-for-profit health fund for the Defence community, including serving and former ADF members, employees of Defence contractors and their families. It offers hospital, extras and combined cover to eligible members.

View all insurer policies

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Open a policy to review its benefits, eligibility and available household options.

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    Frank Bronze Plus Max Hospital

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Important Information

This page provides a summary of Saver Bronze+ Hospital by Navy Health based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from Navy Health
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Navy Health.

Frequently Asked Questions

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