Pricing for a couple in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
Value Extras pricing by household
Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $0 | $47.75/month | $95.50/month | $97.90/month | $95.50/month |
Single pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $10.99 | $47.75 | $573.00 |
Couple pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $21.98 | $95.50 | $1,146.00 |
Family pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $22.53 | $97.90 | $1,174.80 |
Single parent pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $21.98 | $95.50 | $1,146.00 |
Extras Coverage — Mid Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | $750 | $127.05 | 2 months | |
| Optical | $150 | 100% | 2 months | |
| Physiotherapy | – | $30.00 | 2 months | |
| Chiropractic | – | $25.00 | 2 months | |
| Podiatry | – | $25.00 | 2 months | |
| Osteopathy | – | $25.00 | 2 months | |
| Acupuncture | $100 | $25.00 | 2 months | |
| Remedial massage | – | $25.00 | 2 months | |
| Exercise physiology | – | $20.00 | 2 months | |
| Non-PBS pharmaceuticals | $350 | $80.00 | 2 months | |
| Chinese herbal medicine | – | $25.00 | 2 months | |
| Health management | $50 | 100% | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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Premiums shown for your current profile — adjust in Live Mode panel to see all values update.
About Insurer
HIF is a not-for-profit health insurer based in WA. They offer 74 policies across hospital, extras, and combined cover.
HIF, the Health Insurance Fund of Australia, is a not-for-profit health fund that has operated since 1954. It offers a choice of hospital, extras and combined cover, along with travel insurance.
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HIF
Basic Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
HIF
Simple Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
HIF
Essential Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
HIF
Special Options
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Important Information
This page provides a summary of Value Extras by HIF based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from HIF
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by HIF.
Frequently Asked Questions
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No registration · No paywall · Last updated 9 September 2026 · Data compiled and powered by Convincely
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