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HCF AMBULANCE ONLY

By: Couple, NSW, Age 30, $500 excess.

Estimated premium
$13.68
ForCouple · NSW · Under 65

Pricing for a couple in NSW, under 65

Premium calculated for the profile shown, before the government rebate.

$0 excess
$3.15/week
$13.68/month · $164.16/year

HCF AMBULANCE ONLY pricing by household

Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.

Monthly premium by household and excess in NSW
ExcessSingleCoupleFamilySingle parent
$0$6.84/month$13.68/month$13.68/month$13.68/month

Single pricing in NSW

ExcessWeeklyMonthlyYearly
$0$1.57$6.84$82.08

Couple pricing in NSW

ExcessWeeklyMonthlyYearly
$0$3.15$13.68$164.16

Family pricing in NSW

ExcessWeeklyMonthlyYearly
$0$3.15$13.68$164.16

Single parent pricing in NSW

ExcessWeeklyMonthlyYearly
$0$3.15$13.68$164.16

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceIncluded
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeIncluded

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
HCF AMBULANCE ONLY
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
HCF
$3.15/wk
$0
0
60

About Insurer

HCF is a not-for-profit health insurer based in NSW. They offer 159 policies across hospital, extras, and combined cover.

TypeNot-for-profit
AccessOpen
Total policies159
Hospital agreements60
Ombudsman complaint ratio1.81%
HCF logo
HCFNot-for-profit · NSW

HCF is a not-for-profit, member-owned private health fund established in 1932. It returns surplus to members rather than shareholders and offers hospital, extras and combined cover, along with life insurance.

View all insurer policies

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Important Information

This page provides a summary of HCF AMBULANCE ONLY by HCF based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from HCF
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 10 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by HCF.

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No registration · No paywall · Last updated 10 September 2026 · Data compiled and powered by Convincely

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