Pricing for a couple in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
GMHBA SmartCare Complete Extras with sub-limits pricing by household
Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $0 | $89.50/month | $179.00/month | $223.80/month | $179.00/month |
Single pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $20.60 | $89.50 | $1,074.00 |
Couple pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $41.19 | $179.00 | $2,148.00 |
Family pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $51.50 | $223.80 | $2,685.60 |
Single parent pricing in NSW
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $0 | $41.19 | $179.00 | $2,148.00 |
Extras Coverage — Top Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | $1,500 | 100% | 2 months | |
| Major dental | – | 60% | 12 months | |
| Endodontic | – | 60% | 12 months | |
| Orthodontic | – | 60% | 12 months | |
| Physiotherapy | – | 60% | 2 months | |
| Chiropractic | – | 60% | 2 months | |
| Psychology | – | 60% | 2 months | |
| Podiatry | – | 60% | 2 months | |
| Osteopathy | – | 60% | 2 months | |
| Acupuncture | – | 60% | 2 months | |
| Remedial massage | – | 60% | 2 months | |
| Hearing aids | – | 60% | 12 months | |
| Orthotics | – | 60% | 12 months | |
| Glucose monitor | – | 60% | 12 months | |
| Audiology | – | 60% | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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About Insurer
GMHBA is a not-for-profit health insurer based in VIC. They offer 96 policies across hospital, extras, and combined cover.
GMHBA is a not-for-profit, member-based health fund that has operated since 1934. It offers a range of hospital, extras and combined cover to members across Australia.
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GMHBA
GMHBA SmartCare Complete Boost Extras with sub-limits
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
GMHBA
GMHBA Mid Extras 65% Benefits
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
GMHBA
GMHBA SmartCare Complete Boost Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
GMHBA
GMHBA SmartCare Complete Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Important Information
This page provides a summary of GMHBA SmartCare Complete Extras with sub-limits by GMHBA based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from GMHBA
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by GMHBA.
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