Pricing for a family in NSW, under 65
Premium calculated for the profile shown, before the government rebate.
Extras Coverage — Top Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | No limit | $70.80 | 2 months | |
| Major dental | $900 | $801.60 | 12 months | |
| Endodontic | – | $117.40 | 12 months | |
| Orthodontic | $800 | $800.00 | 12 months | |
| Optical | $255 | 100% | 2 months | |
| Physiotherapy | $600 | $97.00 | 2 months | |
| Chiropractic | $550 | $66.00 | 2 months | |
| Psychology | – | $222.00 | 2 months | |
| Podiatry | $900 | $68.00 | 2 months | |
| Osteopathy | – | $80.00 | 2 months | |
| Acupuncture | $300 | $76.00 | 2 months | |
| Remedial massage | – | $60.00 | 2 months | |
| Dietetics | – | $105.00 | 2 months | |
| Speech therapy | – | $155.00 | 2 months | |
| Occupational therapy | – | $103.00 | 2 months | |
| Exercise physiology | – | $77.00 | 2 months | |
| Hearing aids | $1,000 | $1,000.00 | 12 months | |
| Non-PBS pharmaceuticals | $400 | $80.00 | 2 months | |
| Health management | – | $100.00 | 2 months | |
| Antenatal & postnatal | – | $40.00 | 2 months | |
| Vaccinations | – | $80.00 | 2 months | |
| Glucose monitor | – | $400.00 | 12 months | |
| Audiology | – | $145.00 | 2 months | |
| Orthoptics | – | $118.00 | 2 months |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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About Insurer
Defence Health is a not-for-profit health insurer based in VIC. They offer 127 policies across hospital, extras, and combined cover.
Defence Health is a restricted, not-for-profit health fund for the Australian Defence community, including serving and former ADF members, Defence employees and their families. It offers hospital, extras and combined cover to eligible members.
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Defence Health
Top Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Defence Health
Lifestyle Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Defence Health
Flex Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Defence Health
Standard Extras
- Cover
- Extras
- Available in
- National
- Households
- Single, Couple, Family, Single parent
Important Information
This page provides a summary of Value Extras by Defence Health based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from Defence Health
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 10 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Defence Health.
Frequently Asked Questions
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