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Mid Working Cover

By: Single parent, NSW, Age 30, $500 excess.

Estimated premium
$506.60
ForSingle parent · NSW · Under 65

Pricing for a single parent in NSW, under 65

Premium calculated for the profile shown, before the government rebate.

$0 excess
$149.75/week
$650.70/month · $7,808.40/year
$500 excess
$116.59/week
$506.60/month · $6,079.20/year

Mid Working Cover pricing by household

Monthly premiums in NSW for an adult under 65, before the government rebate. Every household this policy is sold to is listed.

Monthly premium by household and excess in NSW
ExcessSingleCoupleFamilySingle parent
$0$285.60/month$650.70/month$917.10/month$650.70/month
$500$222.30/month$506.60/month$713.90/month$506.60/month

Single pricing in NSW

ExcessWeeklyMonthlyYearly
$0$65.73$285.60$3,427.20
$500$51.16$222.30$2,667.60

Couple pricing in NSW

ExcessWeeklyMonthlyYearly
$0$149.75$650.70$7,808.40
$500$116.59$506.60$6,079.20

Family pricing in NSW

ExcessWeeklyMonthlyYearly
$0$211.06$917.10$11,005.20
$500$164.29$713.90$8,566.80

Single parent pricing in NSW

ExcessWeeklyMonthlyYearly
$0$149.75$650.70$7,808.40
$500$116.59$506.60$6,079.20

Hospital Coverage

Review the hospital clinical categories covered under this policy, including covered, restricted, and excluded services, plus any important notes or conditions.

Covered categories37
Restricted categories0
Excluded categories1
Pregnancy and birth includedJoint replacements includedHeart and vascular system included
Clinical categoryStatus
Heart & VascularCovered
Brain & Nervous SystemCovered
Eye (Not Cataracts)Covered
CataractsCovered
Ear, Nose & ThroatCovered
Back, Neck & SpineCovered
Bone, Joint & MuscleCovered
Joint ReconstructionsCovered
Joint ReplacementsCovered
DialysisCovered

Waiting Periods

2monthsGeneral hospital services
12monthsMajor hospital services
12monthsPre-existing conditions
12monthsPregnancy and birth

Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.

Extras Coverage — Mid Level

Annual limits and benefits shown below.

Total service covered13
Dental1
Optical2
Physiotherapy8
ServiceAnnual limitDetails
General dental
Optical
Physiotherapy
Chiropractic
Osteopathy
Acupuncture
Remedial massage
Dietetics
Occupational therapy
Exercise physiology
Chinese herbal medicine
Health management
Orthoptics

Hospital Agreements

Allianz Care has agreements with 60 private hospitals across Australia.

When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.

HospitalAgreementDetails
St Vincent's Private Hospital SydneyFull agreement
Macquarie University HospitalFull agreement
Sydney Adventist HospitalFull agreement
Prince of Wales Private HospitalFull agreement
Hurstville Private HospitalDay surgery
Norwest Private HospitalFull agreement
Westmead Private HospitalFull agreement
Kareena Private HospitalFull agreement
Lingard Private HospitalFull agreement
Newcastle Private HospitalFull agreement
Showing 1-10 of 60 hospitals

Policy Features

See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.

Co-paymentCheck PDS
AmbulanceCheck PDS
Accident cover (no excess)Check PDS
Hospital-at-homeCheck PDS
Loyalty benefitsCheck PDS
Health management programsCheck PDS
Gap cover schemeCheck PDS

Compare with Similar Policies

Premiums shown for your current profile — adjust in Live Mode panel to see all values update.

Feature
Mid Working Cover
Insurer
Premium/week (live)
Excess
Categories covered
Hospital agreements
Allianz Care
$116.59/wk
$500
37
60

About Insurer

Allianz Care is a for-profit health insurer based in QLD. They offer 7 policies across hospital, extras, and combined cover.

TypeFor-profit
AccessOpen
Total policies7
Hospital agreements60
Ombudsman complaint ratio
Allianz Care logo
Allianz CareFor-profit · QLD

Allianz Care is a for-profit health insurance brand offered by Allianz Australia. It provides private health cover options for individuals and families.

View all insurer policies

Related policies

Open a policy to review its benefits, eligibility and available household options.

  • Allianz Care

    Top Working Cover

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    Hospital and extras · Overseas visitors
    Available in
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    Single, Couple, Family, Single parent
    Excess options
    $0, $500
  • Bupa

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    Cover
    Hospital and extras · Overseas visitors
    Available in
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    Single, Couple, Family, Single parent
    Excess options
    $0
  • Bupa

    Explorer 50 Visitors Cover

    Cover
    Hospital and extras · Overseas visitors
    Available in
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    Households
    Single, Couple, Family, Single parent
    Excess options
    $250
  • Bupa

    Essential Visitors Cover with Freedom 60 Extras

    Cover
    Hospital and extras · Overseas visitors
    Available in
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    Households
    Single, Couple, Family, Single parent
    Excess options
    $0

Important Information

This page provides a summary of Mid Working Cover by Allianz Care based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.

Before purchasing this policy:

  • Read the full Product Disclosure Statement (PDS) available from Allianz Care
  • Confirm current pricing directly with the insurer — prices shown are indicative only
  • Check hospital agreements in your area
  • Consider whether the coverage meets your specific health needs
  • Ask about any gap cover arrangements

Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by Allianz Care.

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