Bronze Essentials Hospital and Complete Ancillary VIC
By: Single parent, VIC, Age 30, $500 excess.
Pricing for a single parent in VIC, under 65
Premium calculated for the profile shown, before the government rebate.
Bronze Essentials Hospital and Complete Ancillary VIC pricing by household
Monthly premiums in VIC for an adult under 65, before the government rebate. Every household this policy is sold to is listed.
| Excess | Single | Couple | Family | Single parent |
|---|---|---|---|---|
| $500 | $275.01/month | $550.02/month | $550.02/month | $475.29/month |
| $750 | $264.29/month | $528.58/month | $528.58/month | $459.21/month |
Single pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $63.29 | $275.01 | $3,300.12 |
| $750 | $60.82 | $264.29 | $3,171.48 |
Couple pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $126.58 | $550.02 | $6,600.24 |
| $750 | $121.65 | $528.58 | $6,342.96 |
Family pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $126.58 | $550.02 | $6,600.24 |
| $750 | $121.65 | $528.58 | $6,342.96 |
Single parent pricing in VIC
| Excess | Weekly | Monthly | Yearly |
|---|---|---|---|
| $500 | $109.38 | $475.29 | $5,703.48 |
| $750 | $105.68 | $459.21 | $5,510.52 |
Hospital Coverage — Bronze Tier
Review the hospital clinical categories covered under this Bronze tier policy, including covered, restricted, and excluded services, plus any important notes or conditions.
| Clinical category | Status | Notes |
|---|---|---|
| Heart & Vascular | Excluded | - |
| Brain & Nervous System | Covered | - |
| Eye (Not Cataracts) | Covered | - |
| Cataracts | Excluded | - |
| Ear, Nose & Throat | Covered | - |
| Back, Neck & Spine | Excluded | - |
| Bone, Joint & Muscle | Covered | - |
| Joint Reconstructions | Covered | - |
| Joint Replacements | Excluded | - |
| Dialysis | Excluded | - |
Waiting Periods
Standard waiting periods apply. If transferring from another insurer with equivalent cover, served waiting periods are recognised under portability rules.
Extras Coverage — Top Level
Annual limits and benefits shown below.
| Service | Annual limit | Benefit | Waiting period | Details |
|---|---|---|---|---|
| General dental | $1,700 | $100.00 | 9 months | |
| Major dental | – | $1,000.00 | 9 months | |
| Endodontic | – | $1,200.00 | 9 months | |
| Orthodontic | $1,700 | $3,600.00 | 9 months | |
| Optical | $450 | $400.00 | 4 months | |
| Physiotherapy | $950 | $75.00 | 2 months | |
| Chiropractic | – | $56.00 | 2 months | |
| Psychology | $500 | $110.00 | 2 months | |
| Podiatry | $400 | 80% | 2 months | |
| Osteopathy | – | $45.00 | 2 months | |
| Acupuncture | $500 | $45.00 | 2 months | |
| Remedial massage | – | $45.00 | 2 months | |
| Dietetics | $300 | 80% | 2 months | |
| Speech therapy | – | $50.00 | 2 months | |
| Occupational therapy | – | $80.00 | 2 months | |
| Exercise physiology | – | $22.50 | 2 months | |
| Hearing aids | $1,500 | $1,500.00 | 12 months | |
| Orthotics | $400 | $400.00 | 12 months | |
| Non-PBS pharmaceuticals | $800 | $100.00 | 2 months | |
| Chinese herbal medicine | – | $45.00 | 2 months | |
| Home nursing | $1,200 | $1,200.00 | 2 months | |
| Antenatal & postnatal | $500 | 80% | 2 months | |
| Vaccinations | – | $100.00 | 2 months | |
| Glucose monitor | $150 | $150.00 | 12 months | |
| Audiology | No limit | 50% | 2 months | |
| Orthoptics | – | 80% | 2 months |
Hospital Agreements
ACA Health Benefits Fund has agreements with 60 private hospitals across Australia.
When you're treated at an agreed hospital, you're covered for accommodation, theatre fees, and prostheses at the negotiated rate — minimising or eliminating gap payments. At a non-agreed hospital, you may face significant out-of-pocket costs even for covered procedures.
| Hospital | Suburb | State | Agreement | Details |
|---|---|---|---|---|
| St Vincent's Private Hospital Sydney | Darlinghurst | NSW | Full agreement | |
| Macquarie University Hospital | Macquarie Park | NSW | Full agreement | |
| Sydney Adventist Hospital | Wahroonga | NSW | Full agreement | |
| Prince of Wales Private Hospital | Randwick | NSW | Full agreement | |
| Hurstville Private Hospital | Hurstville | NSW | Day surgery | |
| Norwest Private Hospital | Bella Vista | NSW | Full agreement | |
| Westmead Private Hospital | Westmead | NSW | Full agreement | |
| Kareena Private Hospital | Caringbah | NSW | Full agreement | |
| Lingard Private Hospital | Merewether | NSW | Full agreement | |
| Newcastle Private Hospital | New Lambton Heights | NSW | Full agreement |
Policy Features
See which additional policy features are included, not included, or subject to conditions such as waiting periods or loyalty rules.
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About Insurer
ACA Health Benefits Fund is a not-for-profit health insurer based in NSW. They offer 207 policies across hospital, extras, and combined cover.
ACA Health Benefits Fund is a restricted, not-for-profit health fund for current and former Seventh-day Adventist Church employees, church officers and their families. It offers hospital and extras cover to eligible members.
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ACA Health Benefits Fund
Bronze Essentials Hospital and Mid Ancillary VIC
- Cover
- Hospital and extras
- Tier
- Bronze
- Available in
- VIC
- Households
- Single, Couple, Family, Single parent
- Excess options
- $500, $750
ACA Health Benefits Fund
Bronze Essentials Hospital and Ancillary Lite VIC
- Cover
- Hospital and extras
- Tier
- Bronze
- Available in
- VIC
- Households
- Single, Couple, Family, Single parent
- Excess options
- $500, $750
ACA Health Benefits Fund
Bronze Essentials Hospital and Flex Ancillary VIC
- Cover
- Hospital and extras
- Tier
- Bronze
- Available in
- VIC
- Households
- Single
- Excess options
- $500, $750
ACA Health Benefits Fund
Basic Hospital and Complete Ancillary
- Cover
- Hospital and extras
- Tier
- Basic Plus
- Available in
- National
- Households
- Single, Couple, Family, Single parent
- Excess options
- $0
Important Information
This page provides a summary of Bronze Essentials Hospital and Complete Ancillary VIC by ACA Health Benefits Fund based on data from PrivateHealth.gov.au. It is general information only and may not reflect the most current policy terms.
Before purchasing this policy:
- Read the full Product Disclosure Statement (PDS) available from ACA Health Benefits Fund
- Confirm current pricing directly with the insurer — prices shown are indicative only
- Check hospital agreements in your area
- Consider whether the coverage meets your specific health needs
- Ask about any gap cover arrangements
Data last updated 9 September 2026 from PrivateHealth.gov.au. We may receive a commission if you purchase through links on this page. We are not affiliated with or endorsed by ACA Health Benefits Fund.
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